Recently we had a chat with one elderly couple who said they wish someone had pulled them aside when they started their application journey and shared this information with them. It would have saved a ton of time and literally thousands of dollars. So we’re sharing the important information so that you don’t waste your valuable time and money.
Here it is…
Most Pension applicants assume that applying for their application with Centrelink, be it online or in person is the smartest way to apply for the pension. It’s perfectly understandable why people might feel that way, applying with Centrelink is free. Or at least, it appears that way. You see there is a catch most people just don’t know about.
If you apply for the Age Pension through Centrelink it can take up to six months to start receiving your payments. And that’s assuming you’re a successful applicant.
Many people are shocked to find out it takes so long for Centrelink to process applications, (sadly, many are not) but here’s the big secret – At Retirement Essentials, we’ve streamlined the whole process. Through our easy to use online resource, we provide you with all your completed documentation which is key to getting your Pension approved faster and easier.
And what’s the result of using Retirement Essentials?
After applying online with us our customers are getting their Age Pension payments on average six to eight weeks later. That’s much faster than most experience when they apply directly through Centrelink.
If you are entitled to a full Age Pension at $926 at fortnight, you can see how much money you can potentially lose by waiting with the ‘free’ Centrelink service…
Ultimately, that’s what it’s about. Retirement Essentials is here to give you the helping hand you need to get your approval finalised quickly, saving you time and money.
Now you might have some questions – and that’s great – Feel free to have a chat with our team Age Pension Specialists just call 1300 527 727.
Applying for the Pension is important, so do think about it. Does it make sense for you to Apply With Retirement Essentials?
How much does this service cost pls.Also i do know people are waiting months for their age pension .
Hi Gaye
Our service costs $330. We prepare your Age Pension application and then we liaise with Centrelink to get it approved as quickly as possible. Our Age Pension Specialists are available to help you every step of the way. We’d love to help you. To start your application using our service, click on the link below or give us a call on 1300 527 727. Looking forward to hearing from you.
https://retirementessentials.supered.com.au/#/landing/a895005c-8578-11e8-a717-0688351d9823/75ff9536-8577-11e8-acdd-0688351d9823&_ga=2.199541998.1106031195.1557709785-1804610860.1539663622
To Whom it May Concern ,
I have applied for the Age Pension but my Application was declined . I am 65 year old turning 66 year old in November I am married my husband is still working and so am I he is full time and I am Casual working between 9 to maybe 15 hours a week . I do not understand how they work it out that I was not able to receive any Benefits at all
Warmest Regards Cheryl Matheson
Hi Cheryl
The rejection letters from Centrelink are terribly cold and invariably lacking in details. It’s really important to call Centrelink when you receive a rejection notification to find out why they have made this decision. Perhaps you can still make this call to get greater clarification. This will make is easier for you to know what to expect if you decide to apply again.
Good luck
Hello
I have 2 questions please.
I am 71 on age pension this year. I receive $783. How can I find out how the deeming calculates please? I know it’s
3.25o/o but I can’t work it out.
I have 110,000 in superannuation and approx 60,000 in shares. Thank you.
Q2. Re lodger. I know I can earn $152 working a fortnight.
I thought having a lodger could be like work for me but of the $125 lodger pays, Centrelink takes $88 as income ( fair enough) but is this $88 taken off per week or 50o/o taken off as part of income earned. Income was recorded on last tax return. Sorry but I couldn’t get a clear answer by phone to Centrelink. Thank you. Pat.
Hi Pat
Deeming is determined based on whether you are a couple or a single. We have a worked example for deeming on our website if you click the link below – the should provide you with the explanation you are after:
https://retirementessentials.com.au/age-pension/eligibility/
With regards to how Centrelink calculates income from lodgers in your home, they have some info towards the bottom of the page on the link below:
https://www.humanservices.gov.au/individuals/topics/real-estate-income/28966