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service

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Owned

We’re 100% Australian owned & operated.

Retirement Essentials is the smart way to apply for your Age Pension

At Retirement Essentials we’ve simplified the process to make it easy for senior Australians to get and keep their Centrelink Entitlements.

If you apply for the Age Pension directly to Centrelink yourself, here’s what you can expect:

100s of complicated questions and confusing forms
Multiple visits to a Centrelink office
Long queues and wait times

Retirement Essentials provides an easier Age Pension application service:

Simple online process
Only one stress-free visit to Centrelink
Support from Age Pension specialists
throughout your application process

Retirement Essentials

4.7

Tracey James

22:29 06 Nov 21

Knowledgeable, accessible and effective. The team at RE achieved the desired outcome for us in record time, guiding us through... the process, keeping us informed and following up. Very happy indeed.read more

Steve Turner

01:11 08 Oct 21

They were extremely patient and answered all my questions promptly in a very high standard. I would have no issues recommending... this service to my friends and relatives. It took away all the time and pain I would have had to go through.i rate this service 5 gold starsread more

Peter Evgeniadis

10:51 06 Oct 21

Retirement Essentials made applying for the aged pension easier than I anticipated. My application was approved in only 7 weeks... thanks to the advice and assistance they gave me. Retirement Essentials kept me on track helping me provide the correct information and then quickly uploading all information requested by Centrelink. I would like to thank Retirement Essentials for their professional service; the assistance they provided made the application process much less stressful.read more

Shirley Watson

06:36 06 Oct 21

Retirement Essentials were well worth the money. They provided an excellent service and made applying for the CSHC hassle free.... Also processed our application very quickly and smoothly. Would highly recommend. Many thanks REread more

Greg Ewing

15:31 29 Sep 21

Don't hesitate. RE saved me so much time and I came out with a pension far beyond what I ever expected. The receptionists are so... helpful and courteous and the backroom staff who work so hard on your behalf are responsive and will email you back within 48 hours. I had reasonsbly complex investments and my younger wife got made redundant in the latter stages of my application so I was envisioning further delays, but I cannot recommend Retirement Essentials more highly. Everything approved within 9 weeks of RE uploading the many documents required and fully back-paid to that upload date.read more

Andreja Skubic

12:02 29 Sep 21

The whole process of applying and having my age pension approved took just one week. I didn't have to go anywhere, it was all... done on my computer. Thank you Retirement Essentials.read more

Paula Groves

04:24 16 Sep 21

We used Retirement Essentials to set up my father's pension for Centrelink and we could not have been more impressed!! All... emails were answered swiftly, and any information they required was explained to us using easy to understand language! Not one visit to Centrelink, not one queue, not one wait to be told that you needed to come back with something else - that normally happens when dealing with Centrelink. Absolutely worth every cent! Highly recommended!read more

Lance Wheeldon

07:27 05 Sep 21

WE were very happy with the great help and guidance that Retirement Essentials offered us in obtaining the part pension. Thankyou.

Chris Tyler

06:55 19 Jul 21

I was in two minds whether or not I needed this service, but I decided to try it. The application process unexpectedly took 7... months of Centerlink confusion and incessant requests for documents. The team here were fantastic: organised, responsive and efficient, far more so than me. At times I called and immediately was able to speak to somebody familiar with my situation and get sensible feedback. 10/10 from me, and service awards should go to Freddy and Ana, both just awesome. Thanks so muchread more

Kevin Glenton

00:04 19 Jul 21

Nice and easy. No having to deal with Centrelink. If you get stuck with you application you can call Retirement Essentials... without having to wait forever to talk to someone. Well worth itread more

Judith Rappell

04:16 05 Jul 21

I was unsure of the process and requirements - Retirement Essentials were amazing. Very knowledgeable regarding each of my... questions, very professional and efficient in lodging or following up on my behalf - I have recommended their services to my friends who have also benefited. Well done and thank you to the hard working staff at retirement Essentials!read more

Deborah Evans

05:18 04 Jul 21

Retirement Essentials made applying for the aged pension easy! I was also amazed how quickly approval came through. I would... definitely recommend their service.read more

yfarah7

16:05 31 May 21

I am pleased to have used Retirement Essentials to apply for my Age Pension. They saved me the hassle and inconvenience of the... process. They were always available to answer my queries. Their Age Pension customized online forms are easy to fill. The whole thing went smooth and I got approval in a record short time. I would recommend Retirement Essentials to assist with the process. Also having all details accurate plus the required supporting documents will definitely help.read more

Ian Fitzgerald

02:43 25 May 21

Hi, with the assistance of Retirement Essentials I completed and had lodged a claim for the age pension. All emails were promptly... answered and the entire process was smooth and easy to complete. In under 3 weeks from lodging the application it was approved and for the amount previously calculated by Retirement Essentials. Very happy with cost and level of service provided and thoroughly recommend their services.read more

Geoff Beadnall

03:48 06 May 21

Great response got my pension through in 9 days I was super surprised!!! It's worth the effort to get ALL the information... requested to Retirement Essentials and ensure it's accurate!! Thanks very much Geoffread more

Heather Brown

07:06 01 May 21

Retirement Essentials we're a tremendous help to us getting our Age Pension. They were thorough in all aspects of the... requirements from Centrelink and made that process so much easier than going it alone, I highly recommend them, they were very helpful and kept us up to date every step of the way.read more

Jennifer Conn

23:18 13 Apr 21

My thanks and appreciation to Retirement Essentials team, in particular Ryley, for an amazing fuss-free aged pension application... done on my behalf. They were professional, responsive and addressed all my concerns in a personal and swift manner. I am definitely recommending my friends to Retirement Essentials.read more

Jim Ahon

08:04 06 Apr 21

As the COVID Pandemic unfolded last year, my pension application on retirement from self employment was complicated due to the... delayed sale of my small business. It was such a blessing that I came across the Retirement Essentials website! I could never have managed the complexity of the process of all the forms, let alone the inconceivable nature of some of the "glitches" in communications from Centrelink, without the assistance from RE. My frustrations and anxiety during this lengthy and at times maddening process, were always acknowledged by the RE team and a commitment given about the action they would take. My queries and concerns were always attended to promptly. I had confidence that I was receiving considered and professional advice. I was at all times reassured by the professional yet personable, caring and considerate manner of all the RE staff. Even the language of their emails indicated some good "old fashioned" manners and human values. It was a long drawn out process but eventually my Pension Application was assessed correctly! A big shout out to Julia and Freddy as I don't know where I would have been without you. Thank you to you both and to Retirement Essentials.read more

Diana Nason

00:16 15 Mar 21

Retirement Essentials take all the worry and hassle out of applying for the pension. The staff are patient , diligent and... understanding of individual needs. I recommend Retirement Essentials as they made my transition easy. As I am still working a few days I have chosen to enlist their ongoing professional help to ensure that I continue to receive the correct payments and enjoy a stress free life. I can opt out at any time.read more

Matt Ellis

08:40 10 Mar 21

I was recommended Retirement Essentials by someone who had a good experience with them. I liked the idea that I wouldn't have to... deal with Centrelink direct and signed up with them. I found them very easy to deal with and quick to react. From the time they submitted the application to approval was just under 4 weeks and we had foreign pensions in the equation! There were a couple of hiccups along the way, but all in all highly recommended!read more

Don Cairns

11:19 25 Feb 21

It took ten months to achieve but Retirement Essentials were with me all the way and we finally achieved a positive result and... got approved for an age pension backdated to the date of our original submission. Thank you RE, we couldn’t have achieved it without you. Money well spent. Sincerely Don Cairns 25/2/21read more

Woody deJong

04:43 22 Feb 21

I personally recommend 'Retirement Essentials'. They helped me get my pension easily. They removed the bumps and problems that... centerlink threw at me. Thank you RE for a great job and you professional service.read more

Paul MacGillivary

05:05 30 Jan 21

When it came time for us to apply for the Australian old age pension, and noting the daunting 25-page application form, we... decided that we needed a professional to steer us through the process. And we are very glad that we chose Retirement Essentials to help us! Right from the get-go, Retirement Essentials offered - for a very reasonable fee - a simplified on-line application process, and to act as our nominee (representative) with Centrelink. With just the minimum of email traffic, with some additional details, and in very short order, Retirement Essentials were able to secure our maximum allowable pensions - without one visit to a Centrelink office! We would highly commend Retirement Essentials to anyone seeking their entitlements, with a hassle-free application process at minimal cost.read more

Christine Ducker

10:00 29 Jan 21

We are extremely pleased with the assistance provided by Retirement Essentials. Our application would have been impossible for... us without them. The staff are extremely responsive, always professional, very polite and well-informed. They have reduced our stress levels by a significant amount.read more

Annie Hirst

03:20 29 Jan 21

The staff at Retirement Essentials were absolutely amazing, they were very helpful over the phone and with their very detailed... emails. it was such a fast and easy process I would recommend this service to everyone. I am so happy with the outcomeread more

Steve Gration

05:11 31 Dec 20

When confronted with the Government administrative maze that I encountered while attempting to apply for the Aged Pension, my... luck changed when I found the Retirement Essentials website. The RE dashboard calculator was easy to navigate and understand and their modest fee to assist and guide me in my Pension application was worth every 'penny'. The success in attaining my Aged Pension swiftly and without stress was due in no small measure to the skilled and courteous RE staff. Without Retirement Essentials' assistance, I fear I might still be caught in the Government's administrative maze and still not receiving the Aged Pension to which I am entitled.read more

Robin Bower

04:42 08 Dec 20

Retirement Essentials made it a breeze to apply for and receive my aged pension. It was a simple online process of filling out... answers to questions and sending it off to Retirement Essentials. I had already looked at the Pension application form and was a bit daunted by it, so this was a very easy option - well worth the cost. thank you Retirement Essentials!read more

Hamilton Smith

21:17 13 Nov 20

I would highly recommend the services of Retirement Essentials. The team always responded quickly and professionally to all my... inquires during the application for my age pension which saw the whole process completed successfully in just a few short weeks. They took the stress and worry out of dealing with CentreLink and made it simple and transparent.read more

Julian Alcorso

06:27 03 Nov 20

Simply excellent! They navigated the minefield that is Centrelink, having me qualify for and being granted the aged pension. The... whole process was quick and painless and an excellent investment. I cannot recommend them highly enough.read more

qais shakarchi

01:50 18 Sep 20

Good service

s haider

09:05 16 Sep 20

my poor health delayed (six month)to submit, now Retirement Essential is guided to submitting on line under their supervision as... my nominee.read more

Jessica Dale

10:05 15 Sep 20

I found Essentials for my dad to get the age pension. They saved all the heartaches and trouble of dealing with paperwork once... you've given them the information. It was an easy ongoing process, and very much appreciated. As my dad says ''Took the stress out of me big time' Thanks again guys for your time and effort. Would highly recommend.read more

Sue Greenwood

04:52 15 Sep 20

i would highly recomend using this business helped in so many ways which in my case was difficult would recomend spending the... extra moneyread more

graham behrendorff

01:47 09 Sep 20

We needed to apply for a Commonwealth Seniors Healthcare Card. Because of the Convid-19 restrictions our local Centrelink office... was not available to attend physically, instead a representative at the Centrelink Office gave us a phone number to ring and referred us to their website to complete an application. To be quite frank the level of detail etc required to be entered on the form was quite daunting so I searched for an organisation to assist me and selected Retirement Essentials. Retirement Essentials had a much more user friendly form to fill out on-line With their assistance we were even able to negotiate provision of scanned original documents to be accepted by Centrelink The representatives of Retirement Essentials were very helpful with the whole daunting process and we were successful in receiving our Commonwealth Seniors Healthcare Card We have no hesitation in recommending Retirement Essentials to act as our agent in the matter. Their fee I considered to be very reasonable for the extensive assistance they provided negotiating the maze of bureaucratic requirements of Centrelink Graham Behrendorffread more

Carol Van Weert

01:18 13 Aug 20

After being so confused by the daunting process of pension application I contacted Retirement Essentials who assisted and guided... me through the process with professionalism and patience. The fee was immaterial as it was totally outweighed by the help given. Even after a year of having the pension, they are still answering my questions and are so helpful to this "old duffer". Sincere thanks to Shayna, Thomas and all at Retirement Essentials - I cannot recommend them highly enough.read more

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