We believe all Australians deserve to enjoy their best possible retirement

We help make this possible by providing financial guidance and support throughout your retirement journey.

 

Get advice and support for your big decisions

Our financial advisers provide affordable financial advice, one issue at a time.

Everyone has questions, issues and challenges when it comes to retirement. Which is why we’ve created our cost effective, and easy to try, advice services.

We will give you the knowledge and tools to take the right steps, and avoid common mistakes, so you can maximise your entitlements and manage your retirement finances with confidence.

Maximise your entitlements

Government entitlements are an important foundation for most Australian’s retirement.

So we have simplified the process to get, keep and maximise your Centrelink entitlements.

Our team has handled thousands of claims for the Age Pension and Commonwealth Seniors Health Card.  Their knowledge and experience will ensure your claim is prepared on time, correctly and is approved as quickly as possible.

Our team can then guide you through your retirement journey step-by-step.  We can help you get the Age Pension or Commonwealth Seniors Health Card.  We can also provide assistance for life’s big financial questions to put your mind at ease and you in control.

Borderline eligibility: How income assessments change

The income test forms a major part of your likelihood of receiving an Age Pension. That’s well-known and the thresholds are...

Not yet Age Pension age? The rules still apply

There is a very common mistake that adviser, Sharon Sheehan, has noticed.So many members are confused by the term...

Income test Q and A: Centrelink assessment rules

In mid-October we reported on the second part of the Means Test – how Centrelink assesses income. In this update we explained...

Your assets test questions answered

Is this assessable? Two weeks ago we explained how the assets test works and how different assets can be treated very...

Keeping Centrelink up-to-date

All the rules you need to know Ever since the Robodebt debacle many of our readers have been understandably anxious about what...

Back to basics: How the income test works

Last week we went back to basics by explaining how the assets test works.  This week we share the ‘second-part’ of this...

Assets test explained

How the rules work for you In our recent article on the fairness of the Age Pension we received a few questions as to why the...

Important things you may not know about pension withdrawals

Minimum pension withdrawals are a fairly straightforward aspect of moving from the saving to spending phase of retirement. Or...

How fair is the Age Pension?

A tale of three retirements  With just on two thirds of retirees receiving an Age Pension from age 67 onwards, this benefit...

Why is the Age Pension increasing?

Understanding Age Pension increases and……do they cover the cost of living? A couple of weeks ago we reported on the September 20...

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Retirement Essentials is the smart way to apply for your Age Pension

At Retirement Essentials we’ve simplified the process to make it easy for senior Australians to get and keep their Centrelink Entitlements.

If you apply for the Age Pension directly to Centrelink yourself, here’s what you can expect:

  • 100s of complicated questions and confusing forms
  • Multiple visits to a Centrelink office
  • Long queues and wait times

Retirement Essentials provides an easier Age Pension application service:

  • Simple online process
  • Avoid visiting Centrelink
  • Support from Age Pension specialists
    throughout your application process
    price-image-retirement
    price-image-retirement

    Why use Retirement Essentials?

    Income Retirement Essentials

    Be confident that you’re getting all your Age Pension entitlements.

    Retirement Essentials Support

    Feel supported and in control of your money, Age Pension Specialists are waiting to help you.

    Retirement Essentials Hour Glass

    Saves you time – Apply from the comfort of your own home and at your pace.

    Learn how our Age Pension Service works in 3 easy steps

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