by James Coyle | Nov 24, 2023 | Superannuation
Here are some surprising things that you may not know about your super. Most surprising to many is that your Will doesn’t automatically determine who gets your super. The trustee of the fund often makes this decision. A recent newspaper report highlighted...
by James Coyle | Oct 26, 2023 | Superannuation
Articles and information on superannuation usually fall into one of two types – what you need to know when you are saving it, and what you need to know when you are spending it. Much of the coverage of superannuation funds can be similarly narrow. Comparing...
by James Coyle | Oct 26, 2023 | Retirement Advice, Superannuation
The most commonly asked questions in retirement income are ‘Will my money last as long as I do?’ And ‘Am I in danger of running out?’ The problem is, there is no really useful way to respond. The correct answers to these two questions are ‘probably, and probably...
by James Coyle | Oct 16, 2023 | Superannuation
Recently released data shows that 28 Australians hold more than $100 million in super and 107 hold more than $50 million. These look like eye watering numbers, particularly when you realise that the earnings on these super accounts are taxed at the same level as...
by James Coyle | Oct 4, 2023 | Superannuation
Last week Laura asked us a question, which on the face of it, is quite straightforward: ‘I have switched my super to pension mode and so I now have an Account-Based Pension. Does this mean I can’t move any more money into super?’ Well it might, but it probably doesn’t...
by James Coyle | Sep 22, 2023 | Superannuation
We recently reported on a statement by Aaron Minney, head of research for annuities provider, Challenger, which we believe is a massive game changer. Aaron said that it’s important for retirees to stop viewing their super as a ‘nest egg’ and to consider it, instead,...