Retirement Income Articles

Retirement income changes: What needs to happen

Retirement income changes: What needs to happen

Recent findings about the Australian retirement income system show it has taken a small hit in world rankings. A small hit is not a catastrophe, but it does offer a cautionary warning that there may be better ways of helping retirees to help themselves. What...

Pros and cons of income streams

Pros and cons of income streams

Noel to the rescue Few people understand retirement income as well as Noel Whitaker. Today we are examining the pros and cons of Lifetime Income Streams (LIS) and Noel has helped us out with some Q&A on these relatively new products. But first, some...

Keeping Retirement Simple -Working in Retirement

Keeping Retirement Simple -Working in Retirement

Many people want to supplement their income with a bit of paid work after retiring from full time work.  So, we can think about working – after full time work– as the (optional) fifth pillar of retirement.  For our clients over 65, we find that a...

A user’s guide to the HEAS

A user’s guide to the HEAS

A user’s guide to HEAS: Is this the income top up you need? Using home equity as a retirement income seems to be the last well kept secret. But that, too, is changing as more industry commentators scrutinise the home wealth access products on the market and...

Earning your way with super and your savings

Earning your way with super and your savings

Keeping Retirement Simple – Part 3 In the last Keeping Retirement Simple article, we discussed how your retirement horizon impacted the amount you can afford to spend.  The longer you need to plan for, the less you can afford to spend each...

Retirement income certainty: Is this achievable?

Retirement income certainty: Is this achievable?

And should you be ‘pushed’ into a retirement income product. Would that be in your best interests? At the heart of most retirement wants lies the desire to have a strong degree of control, in the form of a secure, dependable retirement income. No surprises...