We believe all Australians deserve to enjoy their best possible retirement

We help make this possible by providing financial guidance and support throughout your retirement journey.


Get advice and support for your big decisions

Our financial advisers provide affordable financial advice, one issue at a time.

Everyone has questions, issues and challenges when it comes to retirement. Which is why we’ve created our cost effective, and easy to try, advice services.

We will give you the knowledge and tools to take the right steps, and avoid common mistakes, so you can maximise your entitlements and manage your retirement finances with confidence.

Maximise your entitlements

Government entitlements are an important foundation for most Australian’s retirement.

So we have simplified the process to get, keep and maximise your Centrelink entitlements.

Our team has handled thousands of claims for the Age Pension and Commonwealth Seniors Health Card.  Their knowledge and experience will ensure your claim is prepared on time, correctly and is approved as quickly as possible.

Our team can then guide you through your retirement journey step-by-step.  We can help you get the Age Pension or Commonwealth Seniors Health Card.  We can also provide assistance for life’s big financial questions to put your mind at ease and you in control.

Overcoming the fear of running out

Overcoming the fear of running out

What you believe will help Our regular Retirement Pulse surveys never fail to surprise. Yes, they always deliver useful insights and help...

Heading to Italy on an Age Pension

Heading to Italy on an Age Pension

How Don afforded his dream trip Are you also dreaming of a big trip in 2024? So many of us are and Christmas is often when we have the...

Licensed, professional

Our team of Retirement Experts are ready to help.

Confidential &

Get personalised help in a safe online environment.


We’re 100% Australian owned & operated.

Retirement Essentials is the smart way to apply for your Age Pension

At Retirement Essentials we’ve simplified the process to make it easy for senior Australians to get and keep their Centrelink Entitlements.

If you apply for the Age Pension directly to Centrelink yourself, here’s what you can expect:

  • 100s of complicated questions and confusing forms
  • Multiple visits to a Centrelink office
  • Long queues and wait times

Retirement Essentials provides an easier Age Pension application service:

  • Simple online process
  • Avoid visiting Centrelink
  • Support from Age Pension specialists
    throughout your application process
    Price image retirement
    Price image retirement

    Why use Retirement Essentials?

    Income Retirement Essentials

    Be confident that you’re getting all your Age Pension entitlements.

    Retirement Essentials Support

    Feel supported and in control of your money, Age Pension Specialists are waiting to help you.

    Retirement Essentials Hour Glass

    Saves you time – Apply from the comfort of your own home and at your pace.

    Retirement Essentials
    Retirement Essentials
    324 Google reviews
    Cheryl H
    Cheryl H
    Retirement Essentials are worth every cent of their fees and more. The process of applying for an age pension, as a retired farmer, was not easy. After a couple of false starts trying to do it all myself, I went through Retirement Essentials. The staff were very helpful and knowledgeable. No question was treated as unimportant. I felt like I was their priority, even though they have many other clients, all treated equally, I'm sure. I will be staying with Retirement Essentials for their ongoing support subscription. They are definitely worth it.
    Dave Snowden
    Dave Snowden
    Excellent service and follow up
    Lynne Parry
    Lynne Parry
    Very good friendly service from staff . Would recomend this company. Thanks Retirement Essentials..
    Ian Thorogood
    Ian Thorogood
    I recommend the service provided by Retirement Essentials (RE) in my successful application for the Australian pension. RE advised of the documents I would need and checked I had given all required details. Once finalised and then submitted to Centrelink I had only s short wait until my pension payments arrived.
    scoobie doo
    scoobie doo
    What a fool I was to hesitate as long as I did (18months) before trusting Retirement Essentials. Their knowledge, professionalism & helpfulness is 2nd to none. The fee is not too costly for the great service that I received, a big callout to Katey & the team who have made the process so easy & hasslefree - 4 weeks from start to first payment date of aged pension. This has to be the easiest thing I have ever done, thank you Retirement Essentials.

    Learn how our Age Pension Service works in 3 easy steps

    As seen on

    Newcastle Herald Logo
    News Logo
    Financial Review Logo
    Investment Magazine Logo
    Money Management Logo
    National Seniors Australia Logo
    Sky News Logo