How to maximise your life savings I have a bit of a shoemaker’s children problem. Happily, my grownup kids all have shoes, but while their dad has spent 45 years in the investment field, they (and their partners) have very little interest in - or knowledge...
The problems with cash: Are you missing out? One of the biggest mistakes in retirement income is to think that you don’t have enough to ‘worry about’. So you do nothing. It’s ironic, as those who say this are also likely to report that running out of money...
You’ve put money in super … … so what happens next? In recent weeks, We’ve explained many of the new rules which allow those aged 55 or over to move significantly large sums of money into super. But whilst there are good strategic reasons to do so, as well...
Or should you just DIY? Trust is a quality that can take years to establish. And about a minute to lose. We see this in action at the moment with the recent arrest in the Bahamas of the Cryptocurrency billionaire, Sam Bankman-Fried. And the related dive in...
Quiz: Are you money smart? Or do you fail this basic test? There is often a discrepancy between our actual behaviours or skills – and how good we think we are. Back in the early 70s there was an American survey on magazine readership. The results showed...
How safe is your cash? - Take this 5-minute check Cash is king in the eyes of many retirees but how safe is your cash? The feedback from many financial experts emphasises the importance of holding a minimum amount of cash in case you need some funds for...
Maybe you need to think again Are you a risk taker? No, not me, is the likely reply. But think again. The concept of taking risks is redolent with images of sky diving, bungee jumping and travel to remote corners of the globe. Maybe these aren’t activities...
Managing shares: What you need to know? Retirement income stress has been greatly exacerbated by the volatility of share markets around the world. Today’s ‘Plain English’ guide to shares examines the key aspects of this asset class. Whether you are a long...
And why does it matter? The term asset allocation comes up a lot in discussions about retirement income and superannuation. It’s hard to avoid and also probably too easy to gloss over, assuming we fully understand both the definition of asset allocation and...