We believe all Australians deserve to enjoy their best possible retirement

We help make this possible by providing financial guidance and support throughout your retirement journey.

 

Get advice and support for your big decisions

Our financial advisers provide affordable financial advice, one issue at a time.

Everyone has questions, issues and challenges when it comes to retirement. Which is why weโ€™ve created our cost effective, and easy to try, advice services.

We will give you the knowledge and tools to take the right steps, and avoid common mistakes, so you can maximise your entitlements and manage your retirement finances with confidence.

Maximise your entitlements

Government entitlements are an important foundation for most Australianโ€™s retirement.

So we have simplified the process to get, keep and maximise your Centrelink entitlements.

Our team has handled thousands of claims for the Age Pension and Commonwealth Seniors Health Card.ย  Their knowledge and experience will ensure your claim is prepared on time, correctly and is approved as quickly as possible.

Our team can then guide you through your retirement journey step-by-step.ย  We can help you get the Age Pension or Commonwealth Seniors Health Card.ย  We can also provide assistance for lifeโ€™s big financial questions to put your mind at ease and you in control.

Your 20 March 2025 Age Pension increase

Hereโ€™s what youโ€™ll get The twice-yearly Age Pension increase is due to land on 20 March 2025. We reported in mid-February our...

The deeming rates freeze: What happens if it ends in July?

Why the unfreezing of deeming rates in 2025 matters. Using deeming rates is the way Centrelink calculates the income you earn...

Will an inheritance affect your Age Pension?

Maria and Carlosโ€™s dilemma How will an inheritance affect your Age Pension entitlements? Many Retirement Essentials readers ask...

What will be in the March 2025 Budget?

At the time of writing we still donโ€™t know when the Federal Election will be held, except that it will be before the end of May....

Do you know your entitlements? Steven Sadler does.

Avoiding costly Centrelink mistakes with expert advice from Retirement Essentialโ€™s Head of Customer Service, Steven Sadler...

Age Pension increases on 20 March 2025

A few weeks before 20 March and September, the team at Retirement Essentials is usually able to predict (within a few cents) the...

Upsize, renovate or โ€˜family sizeโ€™: Ways to increase your pension

Over the holidays, did you host a family gathering and wonder โ€˜Do we really need a home this large when we only use all the...

Key changes ahead for 2025: What you need to know

As 2025 arrives, there are several significant changes coming that could affect your retirement planning and superannuation...

How Age Pension will increase in 2025

What you need to know As we head into a new year, thereโ€™s that wonderful sense of optimism and opportunity. This often means the...

How the Age Pension is backdatedโ€ฆ

And how to avoid โ€˜the gapโ€™ Qualifying for an Age Pension is a process most Australians will experience at some stage in their...

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Retirement Essentials is the smart way to apply for your Age Pension

At Retirement Essentials we’ve simplified the process to make it easy for senior Australians to get and keep their Centrelink Entitlements.

If you apply for the Age Pension directly to Centrelink yourself, hereโ€™s what you can expect:

  • 100s of complicated questions and confusing forms
  • Multiple visits to a Centrelink office
  • Long queues and wait times

Retirement Essentials provides an easier Age Pension application service:

  • Simple online process
  • Avoid visiting Centrelink
  • Support from Age Pension specialists
    throughout your application process
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    price-image-retirement

    Why use Retirement Essentials?

    Income Retirement Essentials

    Be confident that youโ€™re getting all your Age Pension entitlements.

    Retirement Essentials Support

    Feel supported and in control of your money, Age Pension Specialists are waiting to help you.

    Retirement Essentials Hour Glass

    Saves you time โ€“ Apply from the comfort of your own home and at your pace.

    Learn how our Age Pension Service works in 3 easy steps

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