Retire with confidence and peace of mind - thanks to the Age Pension
Retire, better
Your retirement should feel secure, simple, and supported.
The Age Pension is about more than just money. It helps ease financial stress and unlocks access to services, discounts, and peace of mind so you can enjoy life more.
Lifestyle benefits of the Age Pension
- Regular income payments — financial confidence in retirement
- Pensioner Concession Card — discounted transport, health and utility bills
- Energy & Pension Supplements — ease the pressure of everyday costs
- Rent Assistance — for eligible retirees paying rent
- Health support — bulk-billed medical visits and cheaper prescriptions
- Emotional peace of mind — feel supported, guided and in control
How can Retirement Essentials help enhance your lifestyle?
Whether you’re planning your next chapter or already retired, Retirement Essentials helps you:
- Feel more in control of your future
- Access support without Centrelink stress
- Focus on the things that matter to you
Use our free calculator - understand your benefits today
How others are living
How easy it was to understand and find the answers.
I love the advice pages you share, continually updated so they are current. All the calculators to work out your situation. And that these calculations are kept in your account.
We would thoroughly recommend your services, actually already have!
Disclaimer: These are true and verified testimonials but for confidentiality purposes we are keeping them anonymous
FAQs
How accurate is your Age Pension Calculator?
Our Age Pension Calculator provides a high level estimate of your eligibility for the Age Pension based on the current eligibility rules set by Centrelink and it is based on a limited number of questions. The estimate will be reassessed and refined as you answer all the questions in your Age Pension Application with us.
Our Age Pension Calculator has been rigorously tested by a large professional services firm.
Can I get a detailed report of my eligibility and benefits?
When you have calculated your eligibility using our Age Pension Calculator you will have the option to receive your personalised Eligibility Report by email. Your personalised Eligibility Report provides a summary of how we’ve determined your eligibility as well as helpful information about applying for and keeping your Age Pension.
How long does the application process take?
Generally, we find that it takes our members less than one hour to complete our online Age Pension application. Of course this is in instances where members have all the necessary information on hand. Members with more complex circumstances may take a little longer. Once finalised, Retirement Essentials will prepare your completed forms within 2-3 business days and lodge them once you have set us as your Correspondence Nominee.
Centrelink advise that claims can take up to 13 weeks to be approved however this can vary greatly depending on the complexity of your financial situation, the quality of your supporting documents and Centrelink’s own backlog of claims to be assessed.
Why don’t I just go to Centrelink and apply there?
You can apply for the Age Pension directly with Centrelink. If you prefer doing it on your own, we can email you a helpful guide to assist. Simply check your eligibility using our Age Pension Calculator and we’ll send you the guide along with your personalised Eligibility Report.
You may be interested to know that we have conducted research with Australian retirees. The majority of retirees we surveyed who’ve applied for the Age Pension via Centrelink say they have found it frustrating and many got so frustrated that they simply gave up.
The SMH reported in October 2023 that between July 1, 2022, and January 31, 2023, two-thirds of calls to Centrelink went unanswered. So of the 25 million calls made during this time, only 8.35 million were answered. At the same time, Women's Agenda has also reported that in 2023, call wait times have ballooned to over 45 minutes on average. At Retirement Essentials we know there is a smarter way. Our Age Pension application process guides retirees through the application requirements without having to fill out the Centrelink forms – we do this for you! With only one visit to Centrelink and access to online and call-centre support. Our smarter technology is enabling more Australians to access the Age Pension.
Retirement Essentials also provides our members with ongoing support and advice to navigate keeping their Age Pension.