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Talk to someone who can help
Talk to an Age Pension Specialist
Our Consultation
Talking with our Age Pension Specialists for a 30 minute phone consultation will:
- Assist you with any Centrelink entitlements questions you may have.
- Help you with specific circumstances relating to your Centrelink entitlements
- Provide confidence that you understand Centrelink’s rules and their impact on you.
- Help you understand more about the application process.
We charge $155 upfront for our consultation discussion
If you know you are eligible to receive an Age Pension, or even could be, you should get help.
Each day that you put off taking this step equates to valuable Pension dollars that you are missing out on.
Customer feedback
Targeted and time effective. Got straight to the point, defined our queries and answered them, with options presented concisely and candidly.
Clear concise information that was easy to understand. The use of the calculator to input different variables to explore different scenarios is most helpful.
Friendliness, knowledge and ability to allay my concerns with solutions conveyed in easily understood plain English.
Learn more about what this consultation offers and if it’s right for you
In our work with thousands of Australians we have found most are able to make some simple changes that can improve their financial circumstances. Changes that can result in them getting more Government entitlements, ensuring they take advantage of the often complex rules surrounding super or gaining confidence with their retirement plans.
However, we also know it can sometimes be confusing and difficult to get started. Which is why we are offering limited opportunities to have a quick obligation free 10 minute call with one of our Advisers.
Book now
To understand if any of our services would be beneficial to you and learn how we can help you.
Benefits of Retirements Essentials Service
Customers who use Retirement Essentials to apply for the Age Pension can enjoy some real benefits:
Assurance Guaranteed
Be confident that you’re getting all your Age Pension entitlements.
Professional Assistance
Feel supported and in control of your money. Age Pension Specialists are waiting to help you.
Confidence at your fingertips
Saves you time – apply from the comfort of your home and at your pace.
Straight to the point
No more confusing paperwork and questions.
Avoid Centerlink frustration
No more backwards and forwards.
What people say about us
Ponniah Path
00:27 16 May 22
Iam very happy with their service.I strongly recommend anyone waiting to get pension to use Retirement Essential.They know their stuff and very helpful.
Paul Snelgrove
23:57 09 May 22
Absolutely the best money I ever spent with Retirement Essentials, the stress and horror of dealing with Centrelink was completely avoided. Riley was so polite understanding and efficient that all the pain was taken out of the application process. The application was seamless in their hands and was approved quickly first time up, there were no mistakes or delays. Incredible service, highly recommended. Never think that you can deal with the Pension minefield without their help and top quality professional assistance, most people will be completely lost in the red tape.
Mark Edney
10:04 24 Mar 22
Retirement Essentials were excellent to deal with .very well organised team ,prompt and efficient throughout the whole age pension process .I spent a total of 15 minutes in Centrelink for identity confirmation .I was dreading the whole thing until I came across these guys . absolutely worth every cent .. thank you Retirement Essentials team ...
Piotr Mroz
05:18 26 Feb 22
Big thank you to the whole Retirement Essentials Team for your efforts to successfully support my claim!
Dee Coomber
02:23 18 Feb 22
Amazing organisation to deal with. Apart from the initial forms and documents that I had to fill in and forward to them, they did the rest, communicating on my behalf with Centrelink. Not once did I have to deal with the government department! So my age pension was confirmed and approved in weeks, hassle free. Thank you Retirement Essentials ... very much appreciated!
Scott Howard
05:11 13 Feb 22
Retirement Essentials made the process of getting my pension an easy and painless one.I did not need to deal directly with Centrelink during the approval process which made me very happy.They made sure that I supplied all the needed information and were always friendly and helpful. I recommend them highly.
David R
03:55 11 Feb 22
The Retirement Essentials Team have been of excellent value through their provision of ongoing advice, support and assurance. Our Age Pension application was at first denied, their knowledge, persistence and guidance ensured a Centrelink review and ultimately the desired positive outcome.Thank you Retirement Essentials for the clear communications throughout the process and your commitment to completion.
Mark Penman
06:27 19 Jan 22
Very easy to get my Age Pension with Retirement Essentials. Saved my blood pressure going through the roof dealing with Centrelink. Thank you.
Sylvia Dove
01:43 06 Jan 22
Most helpful, removes the hassles: especially after hearing horror stories of the queues and endless number of times friends have had to go back and forth to the Centre Link offices. Well worth it..
Gayle Maller
10:53 07 Dec 21
I wouldn’t touch them with 100FT pole. We paid almost $400 to assist us with our Senior Health card, realized what a rip off it was, we still had to do all the work, they just email it in to a Centrelink. We asked for a refund of our money, they gave us half back. I then emailed asking what happens with all of our FULL PERSONAL FINANCIAL details, are they destroyed? Simple question. Have emailed TWICE asking the same question, as we are concerned about a company having this information with regards to identity theft. They still have not the the decency to answer my request. A simple request …. certainly replying with a quick answer isn’t too much to ask. It certainly gives my husband and I reason for concern ….. makes one wonder if they are a trustworthy company to deal with …. ????
Phil Bridgman
03:54 01 Dec 21
This was the best decision I have made was helped through all steps and informed what paperwork to send and not being tech savvy how to download and send .Thomas was my consultant and I can't thank him enough for all his help. I highly recommend anyone going for the pension this service is money well spent
Tracey James
22:29 06 Nov 21
Knowledgeable, accessible and effective. The team at RE achieved the desired outcome for us in record time, guiding us through the process, keeping us informed and following up. Very happy indeed.
Barry Dickinson
06:03 03 Nov 21
Great friendly and helpful service and saved me a lot of drama. Highly recommended.
Steve Turner
01:11 08 Oct 21
They were extremely patient and answered all my questions promptly in a very high standard. I would have no issues recommending this service to my friends and relatives. It took away all the time and pain I would have had to go through.i rate this service 5 gold stars
Peter Evgeniadis
10:51 06 Oct 21
Retirement Essentials made applying for the aged pension easier than I anticipated.My application was approved in only 7 weeks thanks to the advice and assistance they gave me.Retirement Essentials kept me on track helping me provide the correct information and then quickly uploading all information requested by Centrelink.I would like to thank Retirement Essentials for their professional service; the assistance they provided made the application process much less stressful.
Shirley Watson
06:36 06 Oct 21
Retirement Essentials were well worth the money. They provided an excellent service and made applying for the CSHC hassle free. Also processed our application very quickly and smoothly. Would highly recommend. Many thanks RE
Greg Ewing
15:31 29 Sep 21
Don't hesitate. RE saved me so much time and I came out with a pension far beyond what I ever expected. The receptionists are so helpful and courteous and the backroom staff who work so hard on your behalf are responsive and will email you back within 48 hours. I had reasonsbly complex investments and my younger wife got made redundant in the latter stages of my application so I was envisioning further delays, but I cannot recommend Retirement Essentials more highly. Everything approved within 9 weeks of RE uploading the many documents required and fully back-paid to that upload date.
Andreja Skubic
12:02 29 Sep 21
The whole process of applying and having my age pension approved took just one week. I didn't have to go anywhere, it was all done on my computer. Thank you Retirement Essentials.
Paula Groves
04:24 16 Sep 21
We used Retirement Essentials to set up my father's pension for Centrelink and we could not have been more impressed!! All emails were answered swiftly, and any information they required was explained to us using easy to understand language! Not one visit to Centrelink, not one queue, not one wait to be told that you needed to come back with something else - that normally happens when dealing with Centrelink.Absolutely worth every cent! Highly recommended!
Lance Wheeldon
07:27 05 Sep 21
WE were very happy with the great help and guidance that Retirement Essentials offered us in obtaining the part pension. Thankyou.
Chris Tyler
06:55 19 Jul 21
I was in two minds whether or not I needed this service, but I decided to try it. The application process unexpectedly took 7 months of Centerlink confusion and incessant requests for documents. The team here were fantastic: organised, responsive and efficient, far more so than me. At times I called and immediately was able to speak to somebody familiar with my situation and get sensible feedback. 10/10 from me, and service awards should go to Freddy and Ana, both just awesome. Thanks so much
Kevin Glenton
00:04 19 Jul 21
Nice and easy. No having to deal with Centrelink. If you get stuck with you application you can call Retirement Essentials without having to wait forever to talk to someone.Well worth it
Judith Rappell
04:16 05 Jul 21
I was unsure of the process and requirements - Retirement Essentials were amazing. Very knowledgeable regarding each of my questions, very professional and efficient in lodging or following up on my behalf - I have recommended their services to my friends who have also benefited. Well done and thank you to the hard working staff at retirement Essentials!
Deborah Evans
05:18 04 Jul 21
Retirement Essentials made applying for the aged pension easy! I was also amazed how quickly approval came through. I would definitely recommend their service.
yfarah7
16:05 31 May 21
I am pleased to have used Retirement Essentials to apply for my Age Pension.They saved me the hassle and inconvenience of the process. They were always available to answer my queries. Their Age Pension customized online forms are easy to fill. The whole thing went smooth and I got approval in a record short time. I would recommend Retirement Essentials to assist with the process.Also having all details accurate plus the required supporting documents will definitely help.
Ian Fitzgerald
02:43 25 May 21
Hi, with the assistance of Retirement Essentials I completed and had lodged a claim for the age pension. All emails were promptly answered and the entire process was smooth and easy to complete. In under 3 weeks from lodging the application it was approved and for the amount previously calculated by Retirement Essentials. Very happy with cost and level of service provided and thoroughly recommend their services.
Geoff Beadnall
03:48 06 May 21
Great response got my pension through in 9 days I was super surprised!!! It's worth the effort to get ALL the information requested to Retirement Essentials and ensure it's accurate!! Thanks very much Geoff
Heather Brown
07:06 01 May 21
Retirement Essentials we're a tremendous help to us getting our Age Pension. They were thorough in all aspects of the requirements from Centrelink and made that process so much easier than going it alone, I highly recommend them, they were very helpful and kept us up to date every step of the way.
Jennifer Conn
23:18 13 Apr 21
My thanks and appreciation to Retirement Essentials team, in particular Ryley, for an amazing fuss-free aged pension application done on my behalf.They were professional, responsive and addressed all my concerns in a personal and swift manner.I am definitely recommending my friends to Retirement Essentials.
Jim Ahon
08:04 06 Apr 21
As the COVID Pandemic unfolded last year, my pension application on retirement from self employment was complicated due to the delayed sale of my small business. It was such a blessing that I came across the Retirement Essentials website! I could never have managed the complexity of the process of all the forms, let alone the inconceivable nature of some of the "glitches" in communications from Centrelink, without the assistance from RE. My frustrations and anxiety during this lengthy and at times maddening process, were always acknowledged by the RE team and a commitment given about the action they would take. My queries and concerns were always attended to promptly. I had confidence that I was receiving considered and professional advice. I was at all times reassured by the professional yet personable, caring and considerate manner of all the RE staff. Even the language of their emails indicated some good "old fashioned" manners and human values. It was a long drawn out process but eventually my Pension Application was assessed correctly! A big shout out to Julia and Freddy as I don't know where I would have been without you. Thank you to you both and to Retirement Essentials.
Diana Nason
00:16 15 Mar 21
Retirement Essentials take all the worry and hassle out of applying for the pension. The staff are patient , diligent and understanding of individual needs. I recommend Retirement Essentials as they made my transition easy. As I am still working a few days I have chosen to enlist their ongoing professional help to ensure that I continue to receive the correct payments and enjoy a stress free life. I can opt out at any time.
Matt Ellis
08:40 10 Mar 21
I was recommended Retirement Essentials by someone who had a good experience with them. I liked the idea that I wouldn't have to deal with Centrelink direct and signed up with them. I found them very easy to deal with and quick to react. From the time they submitted the application to approval was just under 4 weeks and we had foreign pensions in the equation!There were a couple of hiccups along the way, but all in all highly recommended!
Don Cairns
11:19 25 Feb 21
It took ten months to achieve but Retirement Essentials were with me all the way and we finally achieved a positive result and got approved for an age pension backdated to the date of our original submission. Thank you RE, we couldn’t have achieved it without you. Money well spent.SincerelyDon Cairns25/2/21
Woody deJong
04:43 22 Feb 21
I personally recommend 'Retirement Essentials'. They helped me get my pension easily. They removed the bumps and problems that centerlink threw at me. Thank you RE for a great job and you professional service.
Paul MacGillivary
05:05 30 Jan 21
When it came time for us to apply for the Australian old age pension, and noting the daunting 25-page application form, we decided that we needed a professional to steer us through the process. And we are very glad that we chose Retirement Essentials to help us! Right from the get-go, Retirement Essentials offered - for a very reasonable fee - a simplified on-line application process, and to act as our nominee (representative) with Centrelink. With just the minimum of email traffic, with some additional details, and in very short order, Retirement Essentials were able to secure our maximum allowable pensions - without one visit to a Centrelink office! We would highly commend Retirement Essentials to anyone seeking their entitlements, with a hassle-free application process at minimal cost.
Christine Ducker
10:00 29 Jan 21
We are extremely pleased with the assistance provided by Retirement Essentials. Our application would have been impossible for us without them. The staff are extremely responsive, always professional, very polite and well-informed. They have reduced our stress levels by a significant amount.
Annie Hirst
03:20 29 Jan 21
The staff at Retirement Essentials were absolutely amazing, they were very helpful over the phone and with their very detailed emails. it was such a fast and easy process I would recommend this service to everyone. I am so happy with the outcome
Steve Gration
05:11 31 Dec 20
When confronted with the Government administrative maze that I encountered while attempting to apply for the Aged Pension, my luck changed when I found the Retirement Essentials website. The RE dashboard calculator was easy to navigate and understand and their modest fee to assist and guide me in my Pension application was worth every 'penny'. The success in attaining my Aged Pension swiftly and without stress was due in no small measure to the skilled and courteous RE staff. Without Retirement Essentials' assistance, I fear I might still be caught in the Government's administrative maze and still not receiving the Aged Pension to which I am entitled.
Robin Bower
04:42 08 Dec 20
Retirement Essentials made it a breeze to apply for and receive my aged pension. It was a simple online process of filling out answers to questions and sending it off to Retirement Essentials. I had already looked at the Pension application form and was a bit daunted by it, so this was a very easy option - well worth the cost. thank you Retirement Essentials!
Hamilton Smith
21:17 13 Nov 20
I would highly recommend the services of Retirement Essentials. The team always responded quickly and professionally to all my inquires during the application for my age pension which saw the whole process completed successfully in just a few short weeks. They took the stress and worry out of dealing with CentreLink and made it simple and transparent.
Julian Alcorso
06:27 03 Nov 20
Simply excellent! They navigated the minefield that is Centrelink, having me qualify for and being granted the aged pension. The whole process was quick and painless and an excellent investment. I cannot recommend them highly enough.
s haider
09:05 16 Sep 20
my poor health delayed (six month)to submit, now Retirement Essential is guided to submitting on line under their supervision as my nominee.
Jessica Dale
10:05 15 Sep 20
I found Essentials for my dad to get the age pension. They saved all the heartaches and trouble of dealing with paperwork once you've given them the information. It was an easy ongoing process, and very much appreciated. As my dad says ''Took the stress out of me big time' Thanks again guys for your time and effort. Would highly recommend.
Sue Greenwood
04:52 15 Sep 20
i would highly recomend using this business helped in so many ways which in my case was difficult would recomend spending the extra money
graham behrendorff
01:47 09 Sep 20
We needed to apply for a Commonwealth Seniors Healthcare Card.Because of the Convid-19 restrictions our local Centrelink office was not available to attend physically, instead a representative at the Centrelink Office gave us a phone number to ring and referred us to their website to complete an application.To be quite frank the level of detail etc required to be entered on the form was quite daunting so I searched for an organisation to assist me and selected Retirement Essentials.Retirement Essentials had a much more user friendly form to fill out on-lineWith their assistance we were even able to negotiate provision of scanned original documents to be accepted by CentrelinkThe representatives of Retirement Essentials were very helpful with the whole daunting process and we were successful in receiving our Commonwealth Seniors Healthcare CardWe have no hesitation in recommending Retirement Essentials to act as our agent in the matter. Their fee I considered to be very reasonable for the extensive assistance they provided negotiating the maze of bureaucratic requirements of CentrelinkGraham Behrendorff
Carol Van Weert
01:18 13 Aug 20
After being so confused by the daunting process of pension application I contacted Retirement Essentials who assisted and guided me through the process with professionalism and patience. The fee was immaterial as it was totally outweighed by the help given. Even after a year of having the pension, they are still answering my questions and are so helpful to this "old duffer". Sincere thanks to Shayna, Thomas and all at Retirement Essentials - I cannot recommend them highly enough.
