You’ve put money in super … … so what happens next? In recent weeks, We’ve explained many of the new rules which allow those aged 55 or over to move significantly large sums of money into super. But whilst there are good strategic reasons to do so, as well...
Or should you just DIY? Trust is a quality that can take years to establish. And about a minute to lose. We see this in action at the moment with the recent arrest in the Bahamas of the Cryptocurrency billionaire, Sam Bankman-Fried. And the related dive in...
Quiz: Are you money smart? Or do you fail this basic test? There is often a discrepancy between our actual behaviours or skills – and how good we think we are. Back in the early 70s there was an American survey on magazine readership. The results showed...
How safe is your cash? - Take this 5-minute check Cash is king in the eyes of many retirees but how safe is your cash? The feedback from many financial experts emphasises the importance of holding a minimum amount of cash in case you need some funds for...
Maybe you need to think again Are you a risk taker? No, not me, is the likely reply. But think again. The concept of taking risks is redolent with images of sky diving, bungee jumping and travel to remote corners of the globe. Maybe these aren’t activities...
Managing shares: What you need to know? Retirement income stress has been greatly exacerbated by the volatility of share markets around the world. Today’s ‘Plain English’ guide to shares examines the key aspects of this asset class. Whether you are a long...
And why does it matter? The term asset allocation comes up a lot in discussions about retirement income and superannuation. It’s hard to avoid and also probably too easy to gloss over, assuming we fully understand both the definition of asset allocation and...
And how can you earn more? The Reserve Bank increases the cash rate…. Homeowners face mortgage stress… And banks pass on rate rises in full Well that last one isn’t true is it? Or at best half true. The banks pass on rate rises in full very very quickly...
The most well-known cryptocurrency, Bitcoin, was invented in 2009, although there is still some conjecture about who the actual inventor is. Cryptocurrency is a form of digital currency – no paper, no coins. It exists in a digital ledger with very strong...