Maximise Your Age Pension Entitlements Today
Discover how much pension you’re entitled to — and let us help you maximise your payments.
Use our free age pension calculator to estimate your pension amount in just minutes. Whether you’re applying for the first time or updating your details, Retirement Essentials helps you get the financial support you’re eligible for — without the stress of navigating Centrelink alone.
Age Pension – Key financial benefits
- Regular income payments — financial confidence in retirement
- Pensioner Concession Card — discounted transport, health and utility bills
- Energy & Pension Supplements — ease the pressure of everyday costs
- Rent Assistance — for eligible retirees paying rent
- Health support — bulk-billed medical visits and cheaper prescriptions
- Emotional peace of mind — feel supported, guided and in control
- Pensioner Concession Card — reduced health, transport & utility costs
- Energy & Pension Supplements — to ease the burden of everyday expenses
- Additional Support — assistance with medical costs and more
Why it pays to check
Most retirees miss out. Are you?
The Age Pension can provide a meaningful boost to your retirement income, but many Australians don’t realise the full value of their entitlements. With our pension calculator, you can quickly uncover what you may be missing.
What You Can Do with Retirement Essentials
Whether you’re planning your next chapter or already retired, Retirement Essentials helps you:
- Use our Centrelink age pension calculator to estimate payments
- Understand how much pension you will get based on income and assets
- Get expert help to maximise your pension amount
How to do it: A simple 3 step process to unlock your benefits
1. Check Your Age Pension Eligibility
Use our free age pension calculator or Centrelink age pension calculator to find out how much pension you may get, based on your income and assets.
2. Get Expert Help
We explain payment rates, pension amounts, and income/asset thresholds in English — so you understand exactly what you’re entitled to.
3. We Apply for Pension On Your Behalf
Skip the Centrelink confusion. We handle the paperwork and manage your pension claim, helping you apply for pension with confidence.
FAQs
How accurate is your Age Pension Calculator?
Our Age Pension Calculator provides a high level estimate of your eligibility for the Age Pension based on the current eligibility rules set by Centrelink and it is based on a limited number of questions. The estimate will be reassessed and refined as you answer all the questions in your Age Pension Application with us.
Our Age Pension Calculator has been rigorously tested by a large professional services firm.
Can I get a detailed report of my eligibility and benefits?
When you have calculated your eligibility using our Age Pension Calculator you will have the option to receive your personalised Eligibility Report by email. Your personalised Eligibility Report provides a summary of how we’ve determined your eligibility as well as helpful information about applying for and keeping your Age Pension.
How long does the application process take?
Generally, we find that it takes our members less than one hour to complete our online Age Pension application. Of course this is in instances where members have all the necessary information on hand. Members with more complex circumstances may take a little longer. Once finalised, Retirement Essentials will prepare your completed forms within 2-3 business days and lodge them once you have set us as your Correspondence Nominee.
Centrelink advise that claims can take up to 13 weeks to be approved however this can vary greatly depending on the complexity of your financial situation, the quality of your supporting documents and Centrelink’s own backlog of claims to be assessed.
Why don’t I just go to Centrelink and apply there?
You can apply for the Age Pension directly with Centrelink. If you prefer doing it on your own, we can email you a helpful guide to assist. Simply check your eligibility using our Age Pension Calculator and we’ll send you the guide along with your personalised Eligibility Report.
You may be interested to know that we have conducted research with Australian retirees. The majority of retirees we surveyed who’ve applied for the Age Pension via Centrelink say they have found it frustrating and many got so frustrated that they simply gave up.
The SMH reported in October 2023 that between July 1, 2022, and January 31, 2023, two-thirds of calls to Centrelink went unanswered. So of the 25 million calls made during this time, only 8.35 million were answered. At the same time, Women's Agenda has also reported that in 2023, call wait times have ballooned to over 45 minutes on average. At Retirement Essentials we know there is a smarter way. Our Age Pension application process guides retirees through the application requirements without having to fill out the Centrelink forms – we do this for you! With only one visit to Centrelink and access to online and call-centre support. Our smarter technology is enabling more Australians to access the Age Pension.
Retirement Essentials also provides our members with ongoing support and advice to navigate keeping their Age Pension.
You’re in good hands
How easy it was to understand and find the answers.
I love the advice pages you share, continually updated so they are current. All the calculators to work out your situation. And that these calculations are kept in your account.
We would thoroughly recommend your services, actually already have!
Disclaimer: These are true and verified testimonials but for confidentiality purposes we are keeping them anonymous