Centrelink Age Pension Articles

Which investment maximises your Age Pension?

Which investment maximises your Age Pension?

Here’s what Bob, Ibrahim and Monica found out There are many ways of saving for your retirement. You can pay off your home, put money into super, an investment property or managed funds. Perhaps invest in art, cars or fine wine. I’m not a big fan of those...

Age Pension increases 20 September 2025

Age Pension increases 20 September 2025

The twice-yearly Age Pension indexation has now been announced with changes due to start on 20 September 2025. The tables below show the changes which affect retirees, as confirmed by the Department of Social Security (DSS) on 19 August.  The new...

Deeming explained: Three things you didn’t know

Deeming explained: Three things you didn’t know

Deeming is central to how Centrelink calculates Age Pension entitlements, but it’s often misunderstood. Whether your investments earn less (or more) than expected, deeming assumes a standard rate of return – which can affect your pension. Here are three...

Using Age Pension changes to your advantage

Using Age Pension changes to your advantage

The Age Pension payment changes on 20 September could mean so much more than a few extra dollars. Here’s how to use this trigger to maximise your income sooner rather than later. As we advised late last month, 20 September will deliver a fortnightly $29.70...

Gifting and the Age Pension: What you need to know

Gifting and the Age Pension: What you need to know

Many people like to help family members financially. While gifting can be a meaningful way to support loved ones, it can also have unintended consequences for current or future  Age Pension entitlements. Centrelink has strict rules on how much you can...

Is the Age Pension more valuable than you think?

Is the Age Pension more valuable than you think?

What would you do if you won a lottery prize of $766,000? That's a life-changing amount of money for most people. What if you found out you could be entitled to even more – over $1.1 million? The good news is you don't need a winning ticket to receive that...

Age Pension Q&A for 60-somethings

Age Pension Q&A for 60-somethings

Some of the best Age Pension questions we receive at Retirement Essentials come not from people already at eligibility age, but from those in their early-to-mid 60s, planning for what’s ahead. Whether it’s deciding how to spend super before age 67, shifting...

Will a new relationship affect my Age Pension?

Will a new relationship affect my Age Pension?

Owen, 69, had been looking forward to sharing weekends with Laila, 60 – gardening, travel, and the small routines that come with building a life together. But before Laila moved in, Owen wanted to know one practical thing: how would his Age Pension change...