I love the story Jack Bogle, legendary founder of Vanguard, told to open my favourite of his dozen books: “At a party given by a billionaire, Kurt Vonnegut informs his pal, Joseph Heller, that their host, a hedge fund manager, had made more money in a...
Making mistakes is part of the human condition. There are very few things in this life that are totally irredeemable. So knowing you can fix mistakes comes as a great relief. The belief that organising your retirement funding is a one-off project is one of...
Whether you are in retirement, about to start your retirement journey or planning for the future here are five simple steps to reach your goals now and in the future. Step 1: Set your goals Do you know what you want to do during retirement? Your goals may...
Adviser Megan Marshall recently met with Gary and Monica who have retired. They’ll soon qualify for an Age Pension but want to know whether a renovation or downsizing their home is the smarter financial strategy. Talking them through the rules and the likely...
Photo by Bill McKinnon They say that love and marriage go well together, but retirees and travel may be an even happier mix! Right now we know that many of our members will have guidebooks, atlases and apps at hand, planning their 2024 adventures both here...
There’s something about the summer break that leads us to review our lifestyle and habits. The start of a new year also encourages resolutions and plans to do things differently, or sometimes to do them better. This is a good thing. The Greek philosopher...
What matters most to you in retirement? We hear a lot about ‘fear of running out of money’ as the most pressing concern for retirees, but surely that’s debatable? A majority of people would save a family member ahead of a sack of dollars any day, if...
How we’ve helped most To say that the rules of retirement income are dynamic is an understatement. In compiling this ‘Top-5’ list, the first thing that jumped out was how often rules, terms and conditions can change. Over the course of the past year we’ve...
This time next week many Australians will enjoy gathering with extended families and friends. Hopefully you’ll find this a convivial occasion. It’s also a time when the spotlight is fixed firmly on the family home. Whether you’re rushing around cleaning,...