We hope you have had a great start to 2024. Many people use the start of the new year as a time to think about the year ahead. Perhaps you are about to retire or planning to do so soon. Or maybe you have been retired for some time and are...
Planning for Retirement Articles
Overcoming the fear of running out
What you believe will help Our regular Retirement Pulse surveys never fail to surprise. Yes, they always deliver useful insights and help us understand your key concerns. But they also often deliver useful solutions to problems that plague retirees across...
One in four Australians too poor to retire?
Recent news reports about 4.6 million Australians were alarming for retirees. The news was that more than one quarter of us are ‘too poor to retire’. We tracked down the research which led to these widespread TV and press reports. It came from comparison...
Anishka’s ready to travel and Sharon shows her how
Q. I’d like to travel overseas for six months. Do I need to wait until Age Pension age? I’m only 61 and really want to head off now. That’s the question that Anishka posed a few weeks back. She’s single, 61 and has a strong desire to enjoy extended travel...
New retirement savings targets. But how useful are they?
In a previous article we have analysed some of the different ways of setting retirement savings and spending targets. These main projections are published regularly by the Association of Super Funds Australia (ASFA), the Super Consumers Association (SCA) and...
Five steps to improve your retirement wellbeing
Managing your retirement finances can be pretty daunting when you no longer have a regular salary to fall back on. There are so many questions and issues to think about including. Are you getting, and maximising, all your Centrelink entitlements? What...
The great retirement juggling act
What the numbers tell us ‘Life’s what happens while we’re busy making other plans’, said the inimitable John Lennon. Sadly and ironically this was the case for Lennon himself, gone way too soon at just 40. None of us can ever know what lies ahead. That’s...
Could you afford to work part-time?
Alison to the rescue Barry is a widower who works long hours as a paramedic. What he really wants is to have more time to play with his grandkids. Joan works for a large supermarket. Her husband has just been retrenched from a major tech company. She...
What’s your retirement age?
What’s your retirement age? And why does it matter? The 1 July increase in the Age Pension age – from 66.5 to 67 – has caused a lot of angst for many pre-retirees who feel they simply can’t keep working until that age. But once again, much of the commentary...