Planning for Retirement Articles

Will inflation ruin your retirement? What can you do?

Will inflation ruin your retirement? What can you do?

What happens to retirement savings and income when inflation is high? Inflation is having a major impact on most Australian households, affecting both young and old. Last week the Reserve Bank again raised interest rates, to an 11-year high of 4.1 per cent....

Great retirement trade-offs

Great retirement trade-offs

Great retirement trade-offs: And how to resolve them Most of our life choices involve a trade-off. Should we eat the chips or lose a kilo? Should we book the holiday or save the money? Should we watch TV or go for a walk? Retirement, too, involves some...

How safe are your savings?

How safe are your savings?

How safe are your savings? Time to review your investment mix? The saying goes that something is ‘as safe as a Swiss Bank’ But the recent forced bailout of Credit Suisse suggests this is a fallacy. Coming hard on the heels of three other major US bank...

Knowing how long you will live … is the best way to plan

Knowing how long you will live … is the best way to plan

How long will you live… … knowing is the best guide to your retirement spending The one piece of advice missing from your birth certificate is the expiry date. Yet this would be the single most helpful number for all retirees. If only we knew this date, we’d...

Advice to your younger self: Did you get it right?

Advice to your younger self: Did you get it right?

A popular question often posed of celebrities is what they would share as ‘advice to their younger selves’. The answers can make fascinating reading, with a strong thread of ‘never give up’ ‘believe in yourself’ and ‘honour your dreams’ usually...

Overcoming the very real fear … of running out

Overcoming the very real fear … of running out

What’s your uppermost retirement fear? We’re often surprised by many of the responses to our Retirement Pulse surveys. In particular, in the February survey, with respondents who have yet to retire who have such strong concerns about their money lasting as...

Changing (retirement) gears

Changing (retirement) gears

Changing (retirement) gears … just got easier… Book now Retirement has never been a set and forget proposition. Times change, rules change and people’s needs do too. It’s easier, instead, to view it as a decades-long opportunity to enjoy the rewards of years...