Retirement can be filled with all sorts of new freedoms and experiences. However, this new phase is not without its anxieties. Research just out by UniSuper shows that over 90% of Australians have some concerns about retirement, and fewer than 10% feel...
For many of us, the idea of retirement finances can feel as complex and frustrating as a Rubik's Cube. It's a puzzle with many different sides and components that you have to twist and turn until they all align. You're trying to juggle your Age Pension,...
Approximately 65% of Australians will start their retirement journey at least partly supported by the government Age Pension. The remaining 35% are usually referred to as self-funded retirees, meaning that they are covering their retirement with their own...
How Steve stopped struggling… Steve has a very clear vision of his ideal retirement. A divorced 65-year old with a modest home and $75,000 mortgage, he has no difficulty articulating what life will be like when he leaves full time work. He wants to...
A growing number of parents and grandparents are stepping in to help the next generation buy a home. But while the generosity comes from the heart, the financial and legal implications can be anything but simple - especially when family dynamics,...
On 1 July rules on funding and delivery of Age Care were set to undergo significant changes. The main changes were the result of the Royal Commission into Age Care Quality and Safety and aim to make the delivery of care safer, and people are treated with...
Retirement offers an exciting new chapter in life — but it also often brings a range of financial decisions that aren’t always straightforward. Daniel and Emma recently reached out to Retirement Essentials for much-needed assistance. Their meeting with...
My parents listened differently when the advice came from someone outside the family. I’ve worked in aged care advice for many years. I know the rules, the timelines, the options. Through the advisers I’ve trained, I’ve helped countless families navigate...
It’s never too late to manage your money more effectively whether for – or already in – retirement. But there are some money mistakes that should be avoided at all costs – those that can leave you with a lifetime of regret. Today we recount stories of five...