Small adjustments reap big rewards Amanda Hardy Lai is a problem solver at heart. After studying science and philosophy at uni, she took a temporary job to answer calls for finance expert Paul Clitheroe’s company. She quickly realised that she enjoyed this...
After a long wait, new legislation, aimed at reshaping how aged care is funded and delivered in Australia, has been passed. As with most developed nations around the world, our population continues to age, making it important to have a sustainable aged...
It’s always fun catching up with Retirement Essentials’ adviser, Nicole Bell. She’s a great example of someone who loves what they do, probably because most days she helps people to achieve their retirement wish lists. Nicole is an avid swimmer, the mother...
Retirement planning often starts with a mix of fear and determination—the worry of getting it wrong and the drive to work things out. Many people reach out with similar concerns, unsure of their options or whether they’re making costly mistakes. The good...
If there’s one thing that’s guaranteed to put a smile on Jeremy Duffield’s face, it’s time with his grandkids. But getting together is tricky, as half are based in far-off Scandinavia. Which makes family holidays all the more precious. What’s that got to do...
If so, could these solutions help? A recent report claims Australian retirees are stressed and that a government product would solve this problem. That’s a big statement, so today we are digging a bit deeper to see what the claimed problem is – and whether...
Geopolitical events, such as wars or global pandemics, can disrupt and cause significant volatility in markets. While these events are beyond our control, understanding their impact on your investments —and how to manage risk effectively—can protect your...
Steve and Jenny had recently retired, but had a nagging feeling that they could have organised their super better. Their balance was substantial, but they wanted a second opinion on whether they had missed anything that mattered when it came to accessing...
Your questions on gifting answered When we wrote about the basics of gifting in late December, we thought Amanda Hardy Lai’s article, Gifting gone wrong, had covered most of the detail. But the thing the team at Retirement Essentials loves most about our...