Keeping Retirement Simple – Part 7 If you depend on a water tank to provide your water during a long hot summer, the last thing you want is for it to have a number of leaks. It’s the same for your retirement nest egg – your savings and super. If...
Retirement Advice Articles
Managing retirement risk: Finding your sweet spot
Last week we explored the topic of risk and how a better understanding of investment risk can boost your retirement income. We received a lot of follow-on questions on this topic, particularly the Retirement Essentials Market Risk Levels, so today we are...
Can understanding risk increase your income?
Talking about risk and retirement is a little like talking about debt and retirement. We may be aware that we need to confront this, but words like risk and debt can have negative connotations. This means many of us will avoid ever ‘going there’. But this...
Are boomers really stingy?
Well that’s a provocative headline. It was a question posed in a recent article in the Financial Review. The full headline was… “Baby Boomers are loaded. Why are they so stingy?” Now like most newspaper headlines they are designed to get a reaction and...
Your retirement health: Where do you sit?
In the Retirement Essentials April 2024 Retirement Pulse we asked you about your wellbeing in retirement, including your health, happiness and sense of financial security. This gives us both a better understanding of the lived experience of retirement and...
I don’t need a will – and other estate planning myths
Many of us procrastinate when confronted with difficult tasks. At Retirement Essentials we see it often with people delaying applying for the Age Pension as they can’t face dealing with Centrelink. Another common area of procrastination is...
I don’t need a will – and other estate planning myths
Many of us procrastinate when confronted with difficult tasks. At Retirement Essentials we see it often with people delaying applying for the Age Pension as they can’t face dealing with Centrelink. Another common area of procrastination is...
Resourcing your retirement
Keeping Retirement Simple - Part 1 I was looking into getting solar for the house to save on electricity bills and reduce our carbon footprint. I found it was pretty complicated, a lot to consider. Won’t someone make it simple for me? That made me think:...
Smart ways to handle an inheritance without losing benefits
Jenny and Daniel contacted us with a dilemma recently. They had received a windfall gain due to an unexpected inheritance. Often inheriting money also means a time of great sadness, but in this case they did not actually know the great uncle who had...