Are you dreaming of a sea change or a tree change? You’re not alone. Many Australians love the idea of moving to the coast or a country block. But whether or not you can make it work is the real question. Would moving from your current neighbourhood really...
What are the vital steps to take? Most Australians aged over 50 don’t think that they will achieve a comfortable retirement. That’s the blunt top level finding from a survey of 2250 which was conducted by Colonial First State (CFS) superannuation and...
When it comes to securing your financial future in retirement, the family home can be your most valuable asset. For Age Pension homeowners, owning a home offers not just the comfort of stability, but also tangible benefits for your financial situation....
Downsizing is a major financial and lifestyle decision, offering the chance to free up home equity and boost your super balance in retirement. We regularly explore it because of the unique retirement planning opportunities it presents. At its core,...
A change is playing out in retiree households across the nation. One that is barely discernible but will have major repercussions for a generation of retirees to come. And that’s the change in home ownership status for Australians as they exit the workforce....
Small adjustments reap big rewards Amanda Hardy Lai is a problem solver at heart. After studying science and philosophy at uni, she took a temporary job to answer calls for finance expert Paul Clitheroe’s company. She quickly realised that she enjoyed this...
After a long wait, new legislation, aimed at reshaping how aged care is funded and delivered in Australia, has been passed. As with most developed nations around the world, our population continues to age, making it important to have a sustainable aged...
It’s always fun catching up with Retirement Essentials’ adviser, Nicole Bell. She’s a great example of someone who loves what they do, probably because most days she helps people to achieve their retirement wish lists. Nicole is an avid swimmer, the mother...
Retirement planning often starts with a mix of fear and determination—the worry of getting it wrong and the drive to work things out. Many people reach out with similar concerns, unsure of their options or whether they’re making costly mistakes. The good...