The race that stops a nation takes off at 3pm on the first Tuesday of November. There’s thrills, spills, fancy headgear and this year gentlemen may even wear shorts! By 3.15 pm we’ll all know the winner and the bookies will be even richer. Most of us love...
The most commonly asked questions in retirement income are ‘Will my money last as long as I do?’ And ‘Am I in danger of running out?’ The problem is, there is no really useful way to respond. The correct answers to these two questions are ‘probably,...
Max and Sarah are now typical of more than 50% of Australians their age – those between 55 and 64. That’s because they are carrying a hefty debt into their retirement. And they’re starting to feel concerned about the affect this will have on their ability to...
Life is risky whether we like it or not. Most of us spend a lot of time worrying about risks and trying to counter them. But there is no such thing as a risk-free environment. Some aspects of risk are outside our control. Some we can manage and reduce....
Why you won’t run out The most important fact when planning retirement funding is not your savings, but how long they will need to last. This can lead to stress for many retirees who are concerned about running out. But this stress can be managed quite...
The latest research into the number of retirees in Australia, according to the Australian Bureau of Statistics, confirms that there are now more than four million. But as numbers increase, so do the many definitions of retirement. Some of these so-called...
Being part of a couple has many rewards. But there can be downsides too. As a single it’s me, myself and I who makes the decisions. No arguments to be had there. Few members of a couple would claim they never argue – some might say that would be boring...
What does longevity mean for you? New statistics released by the Australian Institute of Health and Welfare (AIHW) show that our life expectancy is continuing to increase. Over the past 50 years, life expectancy for Australian males has increased by 13.7...
Bite sized advice What’s best for you? Most of us can remember the old ‘80s Castrol GTX advertisement with Sol who maintains that ‘oils aint oils’. It’s a fun mafiosa style take on the need to have exactly the right oil for the specific need for your car....