Budget 2022 fine print:  Big wins for homeowners Money gained from the sale of your home has some lucrative superannuation concessions attached. But these so-called ‘downsizer’ rules previously only applied to those aged 65 or over. This changed on 1 July...

How you surprised us There’s an old saying used by politicians and their pollsters, ‘Never ask a question to which you don’t already know the answer’. Not only is that sentiment cynical, it’s also stupid. How will we ever learn if we let our egos get in the...

Five ways to stretch your money: Quick checks for better results Australians are living longer than ever, even after taking the Covid pandemic into account. This is great news for all, but it also leads to the obvious corollary – how to fund a longer life in...

Global pension rankings: How good is Australia? How does Australia’s retirement income system rank globally? It’s easy to lose sight of this wider context if you are struggling to live on your current income while concerned about rising prices and nervy...

Source: AMP Financial Wellness Study 2022 New financial wellbeing research has revealed an increase in stress and uncertainty about retirement income. The findings, released by wealth management group, AMP, are the latest in the bi-annual Financial Wellness...

When should you restructure? Arguably the most important thing to understand in retirement is your assets. At one level it’s easy to think that assets are simple things – they’re just the things you own. But when it comes to managing retirement income, there...

Top 10 money mistakes Retirement danger zones revealed International investment bank, Natixis, last week revealed the results from its survey on the 10 retirement planning mistakes. These mistakes were in the Global Retirement Index , first published by...

How can you earn extra in retirement? Even we were surprised at the strong response to our update on the new work bonus rules. It seems that there is no shortage of pent-up demand for retirees to work more to earn extra in retirement. But despite the...

A guaranteed income in retirement sounds terrific doesn’t it?  You don’t need to keep working and the money rolls in every month.  That might sound like a pipe dream for many people but it is actually the reality for most Australians.  The reason for this is...