Superannuation Articles

How your super performed

How your super performed

Are you optimising your super? Last week research house, SuperRatings, released the annual returns for Australian super funds in Calendar Year 2024. The funds posted positive returns in 10 of the 12 months in 2024. The results are very positive and are good...

Boosting your super after 60

Boosting your super after 60

Smart strategies for super growth Retirement may feel close, but growing your super after 60 can still provide significant financial benefits. Whether you’re working, selling assets, or receiving an inheritance, there are many different strategies to make...

Key changes ahead for 2025: What you need to know

Key changes ahead for 2025: What you need to know

As 2025 arrives, there are several significant changes coming that could affect your retirement planning and superannuation strategy. Understanding exactly what these changes mean in your particular situation helps you stay ahead. 1. Super Guarantee rate...

Why super is great and how to make the most of yours

Why super is great and how to make the most of yours

Super often gets bad press. That might be from media pundits who expect rolled gold returns year in and year out despite market ups and downs. Or it could come from account holders themselves who find the need to understand the extensive rules very...

What is a retirement bonus?

What is a retirement bonus?

What is a retirement bonus? How can you qualify? The topic of retirement ‘bonuses’ comes up a lot. It’s one that can also cause a great deal of confusion, which probably comes back to the use of the term ‘bonus’. Receiving a bonus at work usually means...

Time to switch super? First consider the pros and cons

Time to switch super? First consider the pros and cons

A recent ASIC report into so-called ‘superannuation reviews’ has thrown the spotlight on just how risky quick super changes might be. The subsequent ABC TV report on these questionable super ‘review’ services revealed dangerous traps for those saving for...

How to boost your super using the new contribution rules

How to boost your super using the new contribution rules

You may recall in mid-April we shared a preview of 1 July changes to superannuation. Since then we have had many members asking questions about the various ways they might use the new contribution amounts to boost their retirement income. It seems that many...