As the end of the financial year approaches, it’s a timely reminder for anyone drawing an income from an Account-Based Pension (ABP) to double-check they’ve met their minimum annual withdrawal requirement. ABPs are a key tool for providing tax-effective...
What’s the fuss? There has been a huge amount of coverage – as well as some scams – on what might happen on 1 July. Today we update you on the facts so you can better understand if super changes are relevant and if, therefore, some action will be required....
Some days it can feel hard enough managing your own money without needing to be totally across ‘couples’ rules and how they can affect both partners’ income. Today we’ve compiled a list of the five most commonly asked ‘couples’ questions, with answers to...
As you head toward retirement, consolidating your super is one of the simplest yet most powerful steps you can take. But surprisingly, many Australians either delay it or aren’t sure where to begin. Why it matters is simple: having multiple super accounts...
Barry, Ben and Mary are ‘freaking out’. Here’s why they shouldn’t Barry told us that he was ‘freaking out’ with the tariff changes and subsequent market fall. Sharon’s clients, Ben and Mary had similar views. They told her that they had watched their super...
Are you one of the many superannuation members who have insurance cover attached to their accounts without even realising it? Recent regulatory action highlights serious concerns about delays in processing claims, with thousands of members and their families...
While retirement planning is often framed as an individual journey, couples’ superannuation decisions are rarely made in isolation. Whether you’ve been managing finances together for years or are only now turning your attention to retirement, the way you...
Are you optimising your super? Last week research house, SuperRatings, released the annual returns for Australian super funds in Calendar Year 2024. The funds posted positive returns in 10 of the 12 months in 2024. The results are very positive and are good...
Smart strategies for super growth Retirement may feel close, but growing your super after 60 can still provide significant financial benefits. Whether you’re working, selling assets, or receiving an inheritance, there are many different strategies to make...