This week we talk to adviser, Nicole Bell, who spends her time working with Retirement Essentials members to help them get better financial outcomes. She recently spent time with Craig, who is 69, currently working full-time, but wanting to spend more time with his new partner, Yuna. Nicole was able to share a solution for Craig that ticked all the boxes. But more about that later.
We asked Nicole what she enjoys most about her role as a financial adviser. And like her Retirement Essentials colleagues, Steven, Megan and Sharon, she loves the fact that her clients walk away feeling relieved, reassured and more confident about their financial futures.
‘It’s usually not about any single strategy, more about how much better they feel after asking their questions and better understanding the rules. They know what they need to do next. And don’t feel so overwhelmed. I love the fact that every client is different. But funnily enough, every week I have at least one repeat client who may be early in their retirement journey. They are often talking one year out from retiring, keen to keep an eye on changing rules.
‘One client has had a series of five appointments. Her husband was unwell and they both wanted me to demonstrate how she could manage her income if she needed to do so as a single. Sadly her husband did pass away, and she was able to come back and work through various issues over the next 12 months or so, comfortable that someone knew her situation and cared enough to provide ongoing support. She has since become very adept at her own financial administration, which is really pleasing’.
