James Coyle

James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.
Centrelink Income Test made easy

Centrelink Income Test made easy

Income test made easy: How Centrelink assesses your earnings

How much can you earn and still qualify for an Age Pension?

Most pre-retirees and retirees would quite reasonably expect this question to be answerable in one sentence, or maybe two, to allow for single and couple circumstances.

But no, there’s way more to it than that. Income is viewed in three different ways for Age Pension entitlement and with recent changes to the Work Bonus, such assessments can be difficult to understand in your own particular circumstances.