James Coyle

James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.
Getting the best return on cash

Getting the best return on cash

by |

According to the recent ACCC’s Retail Deposits Inquiry Final Report cash account holders would appear to be getting a bad deal but are able to do little about it. Not only are banks confusing and overly complex in their cash account offerings, but comparison websites are also open to commercial influences when offering details on cash rates. Today’s summary will help you understand what to look for when investing in cash.

From saving to spending: Don’t get caught out

From saving to spending: Don’t get caught out

by |

Treasury’s recent discussion paper on the ‘Retirement Phase of Superannuation’ has drawn attention to the way that many retirees view and respond to the government mandated superannuation withdrawal rates. Today we explain how these rates work and how you can use them as a guide, rather than a recommendation.