Kaye Fallick

Kaye is a retirement commentator and coach, with 25 years’ experience writing about retirement income. She has authored two books on life stage changes – Get a New Life and What Next? – and enjoys regular radio and podcast appearances. Her favourite mission is to offer plain English explanations of complex rules so that all retirees can benefit. She is based in Melbourne but enjoys escaping to Italy whenever possible.
Superannuation rules change 1 July 2025

Superannuation rules change 1 July 2025

What’s the fuss? There has been a huge amount of coverage – as well as some scams – on what might happen on 1 July. Today we update you on the facts so you can better understand if super changes are relevant and if, therefore, some action will be required. First up,...

Three ways to reach your retirement sweet spot

Three ways to reach your retirement sweet spot

There’s no such thing as a perfect job, marriage or retirement life. We can always aim for perfection, but most mature adults soon realise that a ‘good enough’ situation usually suits them just fine. 

When it comes to retirement, the ‘good enough’ framework means hitting your own particular ‘sweet spot’. This involves 

having enough income to feel comfortable

knowing that you are continuing to live within your means, and

having peace of mind that there are no nasty financial surprises around the corner.

If this sounds like your sort of sweet spot, too, then how can this goal be achieved? One useful way to plan or review your retirement income options is to concentrate on a series of three very different, but related, actions.

Planning to retire in June or July?

Planning to retire in June or July?

Make sure you read this first The end of one financial year or the beginning of another is a very popular time to step back from full-time work. Of course some people are ‘age’ driven and respond to a very specific birthdate trigger such as Preservation Age (usually...