Retirement Essentials

The right advice at the right time can be invaluable.  Sometimes it is just a little help to solve a nagging problem.  Other times, it’s just to confirm your decisions.  Or it might be to unlock and explain the myriad of rules that apply, and the options available to you at a point in time.

In the past, high quality financial advice was only available to the wealthy.  Typically it was provided on a “fee for service” basis or paid out of the commissions on the products sold by advisers (creating conflicts of interest).  Fortunately commissions on investment products are now banned.  However the cost of traditional advice provision means that it is still out of reach of most Australians.

So Retirement Essentials re-imagined how financial help, guidance and advice could be made available to everyone.  

Our goal was to enable everyone to get affordable help, when it is needed, and in ’actionable steps’.  We also believe in educating and empowering our members to be able to take control of their finances with confidence.  

Everyone has a different journey to, and through retirement. So we try to break down the questions and answers into bite-sized chunks, allowing our members to tackle the issues they want, and in the order that’s relevant to them.

For some, it’s getting comfort that they won’t run out of money on their current plans.  For others it’s working out when they can afford to retire, or whether they can take a special holiday or help their kids out financially.   Whatever it is, the most important thing is to take that first step on your journey to retirement confidence.

Most Australians have a reasonable idea of their goals but may not be sure if they can be achieved.  This is the starting point of your retirement planning journey.  We then help you understand:

the likelihood that your money will last, 

all options that you have and 

ways to maximise your government entitlements.  

We then seek to keep you in control as you monitor and adjust