The twice-yearly Age Pension indexation has now been announced with changes due to start on 20 September 2025. The tables below show the changes which affect retirees, as confirmed by the Department of Social Security (DSS) on 19 August. The new...
Centrelink Age Pension Articles
Retiring before Age Pension Age: What you need to know
Retiring before you qualify for the Age Pension can feel like stepping into no-man’s land. You’ve wrapped up your working life, but you’re not yet eligible for government support. It’s a unique stage – and one that’s becoming increasingly common since the...
Age Pension and deeming changes on 20 September 2025
On Tuesday 19 August the Minister for Social Services, Tanya Plibersek, announced significant changes to Age Pension payments and deeming rates. These changes are due to come into effect on 20 September this year. The base rate of the Age Pension will...
What Centrelink can and cannot do
Ever wondered just how much Centrelink really knows about you? You’re not alone. With so much of our financial life now online, many people ask: What can Centrelink access — and what are they legally allowed to do with that information? These are valid...
Earning more in retirement: What if you’re already asset tested?
If you’re on a part-Age Pension because your assets are above the lower threshold, you may be in a stronger position to earn extra income than you realise - even beyond the Work Bonus. Here’s why. The Age Pension is reduced under two separate tests: The...
Taking the Age Pension with you: What you need to know before retiring overseas
For many Australians, the idea of retiring overseas is more than just a lifestyle dream — it’s a practical plan. Whether driven by family ties, better weather, or a more affordable cost of living, an increasing number of retirees are exploring life beyond...
When Age Pension meets advice: Understanding granny flat arrangements
There’s a lot to think about when someone considers moving in with family or giving money to help build a granny flat or home extension. For older Australians, these decisions often involve a deep mix of personal, financial, and practical factors - but the...
Age Pension changes 1 July 2025
Will you now get more? On 1 July three important Age Pension limits will change. These changes will affect all full Age Pension and part-Age Pension recipients as well as all those who are yet to qualify. The changes were announced on 12 June by...
Assets test explained: What counts and what doesn’t?
If you’re applying for the Age Pension — or thinking about it — one of the key things Centrelink will assess is your assets. The assets test helps determine not only whether you qualify for the fortnightly payments, but also how much you’ll receive. ...