Centrelink Age Pension Articles

Can you still work and get the Age Pension?

Can you still work and get the Age Pension?

Retirement isn’t always a full stop to earning income. Plenty of older Australians keep working — some for financial reasons, others for social connection, personal fulfilment, or simply because they enjoy it. But how does paid work affect the Age Pension?...

Are you ready to apply for the Age Pension?

Are you ready to apply for the Age Pension?

A checklist to help you prepare and succeed. Applying for the Age Pension can feel like a big step. Even if you’re confident that you meet the eligibility rules, the process can be time-consuming and confusing. Small mistakes - like missing documents or...

Age Pension and super changes 1 July 2025

Age Pension and super changes 1 July 2025

What you need to know What are the main changes which will affect retirees and their income over the next 12 months? Here’s a handy End of Financial Year (EOFY) checklist to keep you up-to-date. You may wish to also share this with friends and family. Some...

Is the Age Pension fair?

Is the Age Pension fair?

That depends upon who you ask With two-thirds of older Australians relying on it, the Age Pension is a lifeline—but also a lightning rod. Designed to support those most in need, it’s highly targeted. But is it too complex? Too harsh? Or too generous in the...

Election 2025: Which issues matter most

Election 2025: Which issues matter most

As we reach the ‘business end’ of the 2025 Federal Election campaign, you may have a clear idea who you wish to vote for and why. Yet that’s not the case for everyone, with The Guardian suggesting that nearly 47% of Australian voters remain undecided or open...

Will spending boost your Age Pension?

Will spending boost your Age Pension?

What if spending some of your savings could actually increase your income in retirement? For people with assets just above the Age Pension cut-off, that’s not just wishful thinking—it’s a real and measurable opportunity. From 20 March 2025, the updated Age...

The deeming rate danger spot

The deeming rate danger spot

How $314,000 affects Lorraine’s Age Pension Lorraine is 71, lives in a home she owns outright, and has $314,000 in financial assets. Her savings are carefully invested in a term deposit and an Account-Based Pension (ABP). She lives modestly, doesn’t consider...

Updating Centrelink: When assets go down

Updating Centrelink: When assets go down

As evidenced in the strategy suggested by Andrew Dunkerley for June and Marcus, a downturn in assets is not 100% negative for those receiving Age Pension entitlements. Andrew projected the result of the decline in the couple’s assets would lead to a boost of...