Centrelink Age Pension Articles

The Age Pension trap: The true cost of working longer

The Age Pension trap: The true cost of working longer

Any idea which group of workers are paying the highest tax? I’m disappointed to report that it’s older Australians on an Age Pension. We uncovered this disappointing fact while completing research for leading super fund HESTA. The key takeaway was the severe...

Do you need to tell Centrelink about a gift?

Do you need to tell Centrelink about a gift?

When we shared an update article on gifting rules it sparked plenty of follow up questions from our members. Retirement Essentials Head of Customer Service and Centrelink guru, Steven Sadler, was instrumental in addressing these queries. And, being the guru...

Your rights and Centrelink: What do you need to know?

Your rights and Centrelink: What do you need to know?

All successful relationships rely on give and take. It’s necessary in marriage, business and with any financial service relationships. And, with 70% of older Australians on an Age Pension. You would also expect it to work well with Centrelink, the agency...

Which investment maximises your Age Pension?

Which investment maximises your Age Pension?

Here’s what Bob, Ibrahim and Monica found out There are many ways of saving for your retirement. You can pay off your home, put money into super, an investment property or managed funds. Perhaps invest in art, cars or fine wine. I’m not a big fan of those...

Age Pension increases 20 September 2025

Age Pension increases 20 September 2025

The twice-yearly Age Pension indexation has now been announced with changes due to start on 20 September 2025. The tables below show the changes which affect retirees, as confirmed by the Department of Social Security (DSS) on 19 August.  The new...

Deeming explained: Three things you didn’t know

Deeming explained: Three things you didn’t know

Deeming is central to how Centrelink calculates Age Pension entitlements, but it’s often misunderstood. Whether your investments earn less (or more) than expected, deeming assumes a standard rate of return – which can affect your pension. Here are three...

Using Age Pension changes to your advantage

Using Age Pension changes to your advantage

The Age Pension payment changes on 20 September could mean so much more than a few extra dollars. Here’s how to use this trigger to maximise your income sooner rather than later. As we advised late last month, 20 September will deliver a fortnightly $29.70...