Martin, 68, recently retired and is considering withdrawing a $70,000 lump sum from his superannuation to purchase a new car, embark on a long-awaited holiday, and keep some funds in reserve. However, with recent market fluctuations, he’s concerned about the...
It was a pleasure to catch up with Noel Whittaker last week and hear his take on the trade-offs many retirees face. But first, we touched on the current market volatility and what it means for those about to leave full-time work. His sense is that most older...
Theo’s property decision Theo retired in 2018 at age 67 and is now 73. Thanks to being in a super plan since he was 18, he has built a comfortable retirement nest egg of around $1 million for himself and his wife, Amy. Amy retired 20 years ago and receives...
Last week Jeremy Duffield wrote about ways to understand and manage economic volatility. We received a lot of feedback on this article as it is a widespread concern for retirees. Jeremy’s stance is similar to that of most respected commentators; that it’s...
The recent declines in the Australian and global share markets, driven by the US tariff announcements, may be unsettling. Today’s article by Jeremy Duffield aims to provide context and encourage confidence in your retirement future. ...
Navigating the complexities of retirement planning and intergenerational wealth transfer is increasingly important for Australian families. As the ‘Bank of Mum and Dad’ (BoMaD) plays a more prominent role in assisting younger generations, understanding...
Are you dreaming of a sea change or a tree change? You’re not alone. Many Australians love the idea of moving to the coast or a country block. But whether or not you can make it work is the real question. Would moving from your current neighbourhood really...
What are the vital steps to take? Most Australians aged over 50 don’t think that they will achieve a comfortable retirement. That’s the blunt top level finding from a survey of 2250 which was conducted by Colonial First State (CFS) superannuation and...
When it comes to securing your financial future in retirement, the family home can be your most valuable asset. For Age Pension homeowners, owning a home offers not just the comfort of stability, but also tangible benefits for your financial situation....