What does longevity mean for you? New statistics released by the Australian Institute of Health and Welfare (AIHW) show that our life expectancy is continuing to increase. Over the past 50 years, life expectancy for Australian males has increased by 13.7...
Bite sized advice What’s best for you? Most of us can remember the old ‘80s Castrol GTX advertisement with Sol who maintains that ‘oils aint oils’. It’s a fun mafiosa style take on the need to have exactly the right oil for the specific need for your car....
What does this mean for retirees? We’re posing two big questions today and they are very different propositions. Let’s start with first things first, by defining the concept of recession and what it means in a general sense. The International Monetary Fund...
We’re very appreciative of your ongoing support of the Retirement Pulse surveys. Your answers continue to inform the way we respond to your needs and to the information we offer in our weekly enewsletters. In the April Retirement Pulse we asked questions...
There has been a multitude of reports and reviews into financial advice. Whilst the intentions are no doubt honourable, some of them can seem long winded or incomprehensible to ordinary Australians who are trying to wrangle living expenses as they...
Easy summer reading list: Time to relax, read and reflect! We don’t know about you, but one of our favourite things at this time of the year is the prospect of days in the sun, reading and reading and reading. We checked with the team and many have long...
How to manage debt in retirement A common view of retirees is that of people who live in their own (fully paid-off) homes, with no debt and the ability to do whatever they want, whenever they please. Those who have already retired may find this amusing,...
How to find your sweet spot Retirement Essentials’ financial adviser, Nicole, says that risk tolerance to her is about the difference between anxiety and peace of mind. ‘When I talk to clients about it I often refer to the 'sleep test' in retirement - if...
Can the right advice help you get a life? It did in Laurie’s case. A divorced 64-year-old painter, Laurie is tired of working full-time, but he needs his full-time salary – or the equivalent – to live an enjoyable life. His daughter wants him to spend more...