Risk tolerance is a commonly used expression. Many assume it means that you are either a high risk or low risk investor. And that your rating is related only to returns. But this is not the case. Retirees and those planning retirement face a bewildering...

The Retirement Essentials team had a lively discussion this week about the most important elements of successful retirement income planning. And we all seemed to agree on something that is rarely discussed, but very powerful when it comes to making the most...

We sometimes get asked by our readers whether there is anything they can do before the end of the financial year to improve their income in retirement. Here are a couple that relate to superannuation. Adding money to super Some people might be in a position...

What do we mean by downsizing Downsizing typically refers to selling your home to live somewhere smaller and potentially cheaper. Many retirees will be faced with a decision as to whether this course of action will be best for them and we often talk to...