From uncertainty to confidence in your 60s and 70s
Even after retirement, it’s normal to feel uncertain about whether your money will last and whether you’re making the most of what you’ve worked for. Many Australians in their late 60s and 70s share the same concerns:
- Am I getting all the Age Pension I’m entitled to?
- Am I using my super in the most effective way?
- Will my savings stretch as long as I need them to?
If you’ve ever wondered the same, you’re not alone. At this stage of life, finances are only part of the picture – there’s also lifestyle, health, and planning for future needs which may include aged care. With so much to think about, it can feel overwhelming.
The easiest way to start making sense of it all is with a free Retirement Essentials 10-minute phone discussion. In this short conversation, our experienced team members will listen to your situation, help you identify priorities, and clarify which of our services are most relevant to your particular situation… These calls are simple, practical, and obligation-free – but a great way to gain clarity and confidence.
You can book your free 10-minute call here.
How to take your first steps
You don’t need to solver everything at once. Small, practical actions can often give you perspective and reduce uncertainty. Start by
- Reviewing your income sources – super, savings, investments, and any Account-Based Pensions.
- Next, outline your spending priorities – everyday costs, lifestyle goals, and activities that matter to you.
- And don’t forget to consider government support – make sure you’re aware of entitlements such as the Age Pension, which can help your money go further.
Even minor adjustments such as reviewing how you draw down super or checking that you’re accessing all available support can make a meaningful difference over time.
Next steps if you would like more guidance
- Check your entitlements: Use our Retirement Essentials Age Pension Entitlements Calculator for a quick estimate.
- Understand your options: In a 30-minute Age Pension Consultation, a specialist can walk you through your situation, explaining how the rules apply.
- Plan with confidence: For super strategies, retirement income planning, and a long-term outlook, a Retirement Advice Consultation offers tailored support and reassurance.
The real question isn’t just “Am I going to be okay?” — it’s “Am I ready to take the first step?”
A brief 10-minute call could be all it takes to move from uncertainty to clarity, giving you the confidence to make informed decisions about your retirement.
