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Top Five Benefits of Commonwealth Seniors:

Discount on Electricity and Gas Bills

Card holders can apply for Seniors Energy Rebate to help cover electricity cost for up to $200 per year. Gas rebates are also available.

FREE or lower rates on healthcare expenses such as ambulance, eye checkup, and dental care

For example in NSW, card holders don’t need to pay for an ambulance.

Discount on water and property rates

For example in WA, CSHC holders may be entitled to receive up to 50% rebate on water service charges.

Discount on transport fare

In NSW, card holders are eligible to receive the regional senior travel card (worth $250).


Discount on recreational activities

Recreational centres like gift shops, parks, and movie horses all over Australia offer discounts to holders of CSHC.

Apply for the Commonwealth Seniors Health Care Card

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Benefits of our service

Be confident that you’re getting all your Age Pension entitlements.

Feel supported and in control of your money, Age Pension Specialists are waiting to help you.

Saves you time – Apply from the comfort of your own home and at your pace.

No more confusing paperwork.

Avoid Centrelink frustration – no more ‘backwards and forwards’.

Hamilton Smith
Hamilton Smith
21:17 13 Nov 20
I would highly recommend the services of Retirement Essentials. The team always responded quickly and professionally to all my... inquires during the application for my age pension which saw the whole process completed successfully in just a few short weeks. They took the stress and worry out of dealing with CentreLink and made it simple and more
Julian Alcorso
Julian Alcorso
06:27 03 Nov 20
Simply excellent! They navigated the minefield that is Centrelink, having me qualify for and being granted the aged pension. The... whole process was quick and painless and an excellent investment. I cannot recommend them highly more
qais shakarchi
qais shakarchi
01:50 18 Sep 20
Good service
s haider
s haider
09:05 16 Sep 20
my poor health delayed (six month)to submit, now Retirement Essential is guided to submitting on line under their supervision as... my more
Jessica Dale
Jessica Dale
10:05 15 Sep 20
I found Essentials for my dad to get the age pension. They saved all the heartaches and trouble of dealing with paperwork once... you've given them the information. It was an easy ongoing process, and very much appreciated. As my dad says ''Took the stress out of me big time' Thanks again guys for your time and effort. Would highly more
Sue Greenwood
Sue Greenwood
04:52 15 Sep 20
i would highly recomend using this business helped in so many ways which in my case was difficult would recomend spending the... extra moneyread more
graham behrendorff
graham behrendorff
01:47 09 Sep 20
We needed to apply for a Commonwealth Seniors Healthcare Card. Because of the Convid-19 restrictions our local Centrelink office... was not available to attend physically, instead a representative at the Centrelink Office gave us a phone number to ring and referred us to their website to complete an application. To be quite frank the level of detail etc required to be entered on the form was quite daunting so I searched for an organisation to assist me and selected Retirement Essentials. Retirement Essentials had a much more user friendly form to fill out on-line With their assistance we were even able to negotiate provision of scanned original documents to be accepted by Centrelink The representatives of Retirement Essentials were very helpful with the whole daunting process and we were successful in receiving our Commonwealth Seniors Healthcare Card We have no hesitation in recommending Retirement Essentials to act as our agent in the matter. Their fee I considered to be very reasonable for the extensive assistance they provided negotiating the maze of bureaucratic requirements of Centrelink Graham Behrendorffread more
Carol Van Weert
Carol Van Weert
01:18 13 Aug 20
After being so confused by the daunting process of pension application I contacted Retirement Essentials who assisted and guided... me through the process with professionalism and patience. The fee was immaterial as it was totally outweighed by the help given. Even after a year of having the pension, they are still answering my questions and are so helpful to this "old duffer". Sincere thanks to Shayna, Thomas and all at Retirement Essentials - I cannot recommend them highly more
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