by Amanda Hardy Lai | May 28, 2025 | Centrelink Age Pension
Navigating tax obligations can be tricky, especially for retirees relying on the Age Pension. While many assume they’re exempt from lodging tax returns, certain situations may require action. This article highlights real questions asked by our members – and the...
by David Kennedy | May 28, 2025 | Superannuation
Some days it can feel hard enough managing your own money without needing to be totally across ‘couples’ rules and how they can affect both partners’ income. Today we’ve compiled a list of the five most commonly asked ‘couples’ questions, with answers to help you stay...
by Kaye Fallick | May 28, 2025 | Superannuation
What’s the fuss? There has been a huge amount of coverage – as well as some scams – on what might happen on 1 July. Today we update you on the facts so you can better understand if super changes are relevant and if, therefore, some action will be required. First up,...
by Drew Patchell | May 22, 2025 | News and Articles
Once you’ve left the workplace it’s virtually impossible to replace savings you’ve taken years to build up. But that’s what happened to Lee who lost $180,000 from his super last year [As reported on ABC news]. No one wants to go through this experience, so here are...
by Kaye Fallick | May 21, 2025 | Retirement Advice
There’s no such thing as a perfect job, marriage or retirement life. We can always aim for perfection, but most mature adults soon realise that a ‘good enough’ situation usually suits them just fine. When it comes to retirement, the ‘good enough’ framework means...
by Amanda Hardy Lai | May 21, 2025 | Centrelink Age Pension
Retirement isn’t always a full stop to earning income. Plenty of older Australians keep working — some for financial reasons, others for social connection, personal fulfilment, or simply because they enjoy it. But how does paid work affect the Age Pension? That’s...
by Hugh Morrow | May 19, 2025 | News and Articles
Today marks a significant day for Retirement Essentials as we say farewell to James, who is retiring after nearly 12 years with SuperEd (the owner of Retirement Essentials). You will likely know James through the many articles he’s written for this newsletter. ...
by Kaye Fallick | May 15, 2025 | Planning for Retirement
Make sure you read this first The end of one financial year or the beginning of another is a very popular time to step back from full-time work. Of course some people are ‘age’ driven and respond to a very specific birthdate trigger such as Preservation Age (usually...
by Amanda Hardy Lai | May 15, 2025 | Centrelink Age Pension
A checklist to help you prepare and succeed. Applying for the Age Pension can feel like a big step. Even if you’re confident that you meet the eligibility rules, the process can be time-consuming and confusing. Small mistakes – like missing documents or...
by Kaye Fallick | May 15, 2025 | Retirement Advice
Saul Eslake explains The Reserve Bank meets on Tuesday 20 May. This is one of eight scheduled meetings each year. The decision the Monetary Policy Board takes may affect your retirement income. We spoke with respected independent financial commentator, Saul Eslake,...
