by Kaye Fallick | Oct 16, 2025 | Superannuation
As reported last week, in a surprise announcement on Monday 13 October, the Treasurer Jim Chalmers announced major changes to his ‘signature’ superannuation legislation. There are three key elements which have now been altered: The proposed extra 15% tax on earnings...
by Amanda Hardy Lai | Oct 16, 2025 | Superannuation
Part-time work after 60 offers more than just extra income. Many find social connection, a sense of purpose, and flexibility, years before full retirement appears on the horizon. An increasing number of men and women are continuing to work past 60, when super can...
by Amanda Hardy Lai | Oct 15, 2025 | Superannuation
If you or your partner are working part-time or earning a modest income, it’s worth knowing how government incentives can support your super. One key measure is the Low Income Superannuation Tax Offset (LISTO), which ensures lower earners aren’t disadvantaged...
by Kaye Fallick | Oct 13, 2025 | Superannuation
Just when you thought you had it all figured out, an announcement from Treasury hits your inbox and plan B is now about to come into law! But it could be argued that all four major changes announced yesterday will make for a fairer super system. Next week we will...
by Amanda Hardy Lai | Oct 9, 2025 | Planning for Retirement
Big changes are coming to Australia’s aged care system on 1 November 2025, especially for those of us who want to stay in our own homes as we get older. These updates aim to make care safer, more respectful, and better tailored to individual needs, following the...
by Jeremy Duffield | Oct 9, 2025 | Centrelink Age Pension
Any idea which group of workers are paying the highest tax? I’m disappointed to report that it’s older Australians on an Age Pension. We uncovered this disappointing fact while completing research for leading super fund HESTA. The key takeaway was the severe burden on...
by Amanda Hardy Lai | Oct 9, 2025 | Centrelink Age Pension
When we shared an update article on gifting rules it sparked plenty of follow up questions from our members. Retirement Essentials Head of Customer Service and Centrelink guru, Steven Sadler, was instrumental in addressing these queries. And, being the guru he is, he...
by Kaye Fallick | Oct 2, 2025 | Centrelink Age Pension
All successful relationships rely on give and take. It’s necessary in marriage, business and with any financial service relationships. And, with 70% of older Australians on an Age Pension. You would also expect it to work well with Centrelink, the agency that manages...
by Amanda Hardy Lai | Oct 2, 2025 | Superannuation
Mark, 65, and Sophie, 63, are both looking forward to retiring in two years. Mark, a long-time chef, and Sophie, a retail assistant, realise that their super balances are modest, reflecting part-time shifts, casual work and caring responsibilities. They would like to...
by Amanda Hardy Lai | Oct 2, 2025 | Centrelink Age Pension
Understanding your Age Pension eligibility and what you’re entitled to can feel like a big puzzle, but it’s a really important piece of planning for a secure retirement. At Retirement Essentials, we truly believe every Australian deserves clear,...
