by Kaye Fallick | Apr 17, 2025 | Retirement Advice
It was a pleasure to catch up with Noel Whittaker last week and hear his take on the trade-offs many retirees face. But first, we touched on the current market volatility and what it means for those about to leave full-time work. His sense is that most older...
by Amanda Hardy Lai | Apr 17, 2025 | Retirement Advice
Theo’s property decision Theo retired in 2018 at age 67 and is now 73. Thanks to being in a super plan since he was 18, he has built a comfortable retirement nest egg of around $1 million for himself and his wife, Amy. Amy retired 20 years ago and receives an annuity...
by Amanda Hardy Lai | Apr 17, 2025 | Centrelink Age Pension
How $314,000 affects Lorraine’s Age Pension Lorraine is 71, lives in a home she owns outright, and has $314,000 in financial assets. Her savings are carefully invested in a term deposit and an Account-Based Pension (ABP). She lives modestly, doesn’t consider herself...
by Sharon Sheehan | Apr 14, 2025 | Superannuation
Barry, Ben and Mary are ‘freaking out’. Here’s why they shouldn’t Barry told us that he was ‘freaking out’ with the tariff changes and subsequent market fall. Sharon’s clients, Ben and Mary had similar views. They told her that they had watched their super savings...
by Kaye Fallick | Apr 14, 2025 | Centrelink Age Pension
As evidenced in the strategy suggested by Andrew Dunkerley for June and Marcus, a downturn in assets is not 100% negative for those receiving Age Pension entitlements. Andrew projected the result of the decline in the couple’s assets would lead to a boost of more than...
by Andrew Dunkerley | Apr 14, 2025 | Retirement Advice
Last week Jeremy Duffield wrote about ways to understand and manage economic volatility. We received a lot of feedback on this article as it is a widespread concern for retirees. Jeremy’s stance is similar to that of most respected commentators; that it’s necessary to...
by the Retirement Essentials Team | Apr 14, 2025 | Centrelink Age Pension
Easter holidays and Anzac day mean that your Centrelink reporting and payment dates may change. Here are the main dates you need to know: Office and call centre closures Centrelink service centres (and most call centres) will close for the Easter and Anzac holidays as...
by Jeremy Duffield | Apr 7, 2025 | Retirement Advice
The recent declines in the Australian and global share markets, driven by the US tariff announcements, may be unsettling. Today’s article by Jeremy Duffield aims to provide context and encourage confidence in your retirement future. Downturns are...
by Amanda Hardy Lai | Apr 3, 2025 | Centrelink Age Pension
When disaster strikes, the emotional and financial toll can be overwhelming. For retirees, losing a home – whether due to fire, flood, or another catastrophe – could be one of the most significant challenges of their lifetime. Once the immediate needs of...
by Amanda Hardy Lai | Apr 3, 2025 | Retirement Advice
Navigating the complexities of retirement planning and intergenerational wealth transfer is increasingly important for Australian families. As the ‘Bank of Mum and Dad’ (BoMaD) plays a more prominent role in assisting younger generations, understanding the...
