by Kaye Fallick | Aug 14, 2025 | Retirement Advice
Approximately 65% of Australians will start their retirement journey at least partly supported by the government Age Pension. The remaining 35% are usually referred to as self-funded retirees, meaning that they are covering their retirement with their own savings,...
by Amanda Hardy Lai | Aug 14, 2025 | Superannuation
This birthday changes more than just your age. It could change your future. There’s something quietly powerful about turning 60. It might not mean retiring just yet, but it often marks a shift in how you think about your money, your lifestyle, and your retirement...
by Amanda Hardy Lai | Aug 14, 2025 | Planning for Retirement
As retirement approaches, deciding what to do with your accrued leave is an important step. Whether you choose to take your leave as paid time off or cash it out as a lump sum, understanding the financial and practical implications will help you make the best decision...
by Kaye Fallick | Aug 8, 2025 | Retirement Advice
How Steve stopped struggling… Steve has a very clear vision of his ideal retirement. A divorced 65-year old with a modest home and $75,000 mortgage, he has no difficulty articulating what life will be like when he leaves full time work. He wants to volunteer, work...
by Amanda Hardy Lai | Aug 7, 2025 | Superannuation
Why playing it too safe could cost you more than you think It’s easy to assume that a conservative investment option is the safest way to protect your super. After all, the word conservative suggests caution, stability and low risk which is especially appealing when...
by Amanda Hardy Lai | Aug 7, 2025 | Commonwealth Seniors Health Card
Many self-funded retirees assume they won’t be eligible for the Commonwealth Seniors Health Card (CSHC) because their assets are too high. But unlike the Age Pension, the CSHC is assessed on income only – there’s no assets test. And that income isn’t based upon what...
by Jeremy Duffield | Jul 31, 2025 | Retirement Income
It turns out Australian retirees are taking very different approaches to their retirement payouts. We’ve always said that in retirement everyone is different. Some new CoreData research shows just how true that is. The research found that about 46% of retirees...
by Amanda Hardy Lai | Jul 31, 2025 | Retirement Advice
A growing number of parents and grandparents are stepping in to help the next generation buy a home. But while the generosity comes from the heart, the financial and legal implications can be anything but simple – especially when family dynamics, relationships...
by Amanda Hardy Lai | Jul 31, 2025 | Centrelink Age Pension
Ever wondered just how much Centrelink really knows about you? You’re not alone. With so much of our financial life now online, many people ask: What can Centrelink access — and what are they legally allowed to do with that information? These are valid questions — and...
by Amanda Hardy Lai | Jul 23, 2025 | Retirement Spending
Do you ever wonder if you’re spending too much – or not enough in retirement? You’re not alone. Many retirees tell us they feel unsure about what’s “safe” to spend. Others are reluctant to touch their savings at all, even when they know they’ve worked hard to...
