by Kaye Fallick | Dec 19, 2024 | Superannuation
There is often a lot of faith placed in the ability of technology – increasingly AI – to quickly and efficiently solve many financial planning problems. This is particularly the case with retirement income calculators, often considered low hanging fruit within the...
by the Retirement Essentials Team | Dec 19, 2024 | Centrelink Age Pension
What you need to know As we head into a new year, there’s that wonderful sense of optimism and opportunity. This often means the chance to do things differently, to make the changes we believe might make our lives better, in whatever way matters most. At Retirement...
by Alison Squire | Dec 18, 2024 | Retirement Income
In late November we shared the Australian Government’s announcement of new reforms for the retirement phase of super. Since then, on 7 December, another major change to retirement income has been announced. This time it’s an attempt to increase access to quality,...
by Drew Patchell | Dec 18, 2024 | Retirement Spending
I’m at least 10 years away from retirement, but I admit there are times when I’ve pondered my future in the small hours, especially when work or family circumstances change. Financial worries are surely universal and, leading up to or during retirement, anxiety about...
by Amanda Hardy Lai | Dec 18, 2024 | Retirement Advice
We can all get a dopamine hit from choosing the perfect gift, knowing the happiness it can spark. But in the realm of financial planning, not every act of generosity comes without strings. Without careful thought, well-meaning gifts can backfire, leaving...
by Rachel Lane | Dec 11, 2024 | Retirement Advice
Here’s what you need to know Making the decision to move to a retirement village is a significant life change. It’s not just about finding a new place to live; it’s about a lifestyle that will shape your next chapter. Whether you’re drawn to the social events, the...
by Amanda Hardy Lai | Dec 11, 2024 | Retirement Advice
Maintaining control of your super It’s a question many of us don’t think about – until we’re asked to make a nomination when opening a superannuation account or starting an Account-Based Pension (ABP). For many Australians, super is one of their largest assets...
by Steven Sadler, Retirement Essentials | Dec 11, 2024 | Centrelink Age Pension
And how to avoid ‘the gap’ Qualifying for an Age Pension is a process most Australians will experience at some stage in their retirement. Timing your application and knowing how back pay works will help you to avoid missing out on much-needed income. Today...
by James Coyle | Dec 10, 2024 | Retirement Spending
When we last discussed the ‘classic dilemma’ of paying off debt or retaining a mortgage (but earning more in other ways) we received some great feedback from members. Many of you said that this option doesn’t have to be an ‘all-in’ decision. Which has encouraged us to...
by the Retirement Essentials Team | Dec 9, 2024 | Uncategorized
Thank you for sharing that you aren’t interested in the Home Equity Access Scheme (HEAS). Please share your answers to the following questions in the comment box below to help us understand why. Do you know what the HEAS scheme does? Do you believe home equity...
