Are boomers really stingy?

Are boomers really stingy?

Well that’s a provocative headline.  It was a question posed in a recent article in the Financial Review.  The full headline was… “Baby Boomers are loaded. Why are they so stingy?” Now like most newspaper headlines they are designed to get a reaction and encourage...
Learning to spend what you can afford

Learning to spend what you can afford

Keeping Retirement Simple – Part 4 In his book Straight Talk on Investing, a friend of mine, Jack Brennan, former CEO of The Vanguard Group, gives his views on the most important piece of advice.  “Live below your means….simply put, you must not spend more money...
Your retirement health: Where do you sit?

Your retirement health: Where do you sit?

In the Retirement Essentials April 2024 Retirement Pulse we asked you about your wellbeing in retirement, including your health, happiness and sense of financial security. This gives us both a better understanding of the lived experience of retirement and the type of...
Deeming rates frozen to 2025

Deeming rates frozen to 2025

The biggest win for retirees in this year’s Federal Budget was the decision to freeze deeming rates until 30 June 2025. We reported on this in our Budget 2024-25 wrap, but wanted to take time to further explain this for those who are not quite sure how deeming rates...