by James Coyle | Jan 18, 2024 | Planning for Retirement
Whether you are in retirement, about to start your retirement journey or planning for the future here are five simple steps to reach your goals now and in the future. Step 1: Set your goals Do you know what you want to do during retirement? Your goals may relate to...
by James Coyle | Jan 18, 2024 | Retirement Advice
There are many challenges associated with planning retirement and retirement income. Over the years, we’ve highlighted lots of ways to tackle them one by one. But the ‘fear of running out’ (FORO) remains the main concern for many older Australians. And recent updates...
by Kaye Fallick | Jan 18, 2024 | News and Articles
Avoid these top ways to take your money Unrecoverable! The word that makes your blood run cold. You know the story; it’s often in the nightly news. A visibly upset older Australian describes how they checked their bank account and the balance had dropped...
by Kaye Fallick | Jan 14, 2024 | Retirement Advice
Downsizing is the term used when older Australians sell a family home and relocate to a smaller, low maintenance residence. This often involves the move from a house to an apartment or unit, or to a residential village. It’s also a term used in ‘Downsizing...
by James Coyle | Jan 4, 2024 | Commonwealth Seniors Health Card
Over the summer break we’ve taken the time to spell out the details of some of the main ways you can maximise your retirement income. We started with a simple explainer of the Age Pension, then superannuation, the new Work Bonus rules and now this week, we have an...
by James Coyle | Jan 4, 2024 | Planning for Retirement
Adviser Megan Marshall recently met with Gary and Monica who have retired. They’ll soon qualify for an Age Pension but want to know whether a renovation or downsizing their home is the smarter financial strategy. Talking them through the rules and the likely effect...
by James Coyle | Dec 22, 2023 | Retirement Income
Nicole answers Craig’s dilemma This week we talk to adviser, Nicole Bell, who spends her time working with Retirement Essentials members to help them get better financial outcomes. She recently spent time with Craig, who is 69, currently working full-time, but wanting...
by James Coyle | Dec 22, 2023 | Centrelink Age Pension
By the time you read this newsletter new Work Bonus rules will be in place. Will you benefit from this? And if so what does this mean for your entitlements? Today we have a handy facts sheet on rules about income limits including employment earnings. The way the means...
by Kaye Fallick | Dec 22, 2023 | Planning for Retirement
Photo by Bill McKinnon They say that love and marriage go well together, but retirees and travel may be an even happier mix! Right now we know that many of our members will have guidebooks, atlases and apps at hand, planning their 2024 adventures both here and on...
by Kaye Fallick | Dec 21, 2023 | Planning for Retirement
There’s something about the summer break that leads us to review our lifestyle and habits. The start of a new year also encourages resolutions and plans to do things differently, or sometimes to do them better. This is a good thing. The Greek philosopher Socrates said...
