by James Coyle | Dec 21, 2023 | Superannuation
The summer break presents a great time to slow down, think and catch up on many things we’re too busy with during the year. One of them is our finances. We know from our members that many find superannuation too confusing for words. So today we’re taking the time to...
by James Coyle | Dec 20, 2023 | Centrelink Age Pension
Meet Steven Sadler We call Steven our Retirement Essentials’ Guru for many reasons. We recently interviewed him so you can understand why he got this name. It’s the first of four interviews with our advisers Megan, Nicole and Sharon and Steven, who is Head of Customer...
by Kaye Fallick | Dec 20, 2023 | Planning for Retirement
What matters most to you in retirement? We hear a lot about ‘fear of running out of money’ as the most pressing concern for retirees, but surely that’s debatable? A majority of people would save a family member ahead of a sack of dollars any day, if their ship...
by James Coyle | Dec 20, 2023 | Centrelink Age Pension
The Age Pension remains the backbone of Australia’s retirement income system. It was first legislated in 1908 when life expectancy for men exceeded the pension age of 65. Women were only added to these entitlements two years later, but could qualify from age 60....
by James Coyle | Dec 13, 2023 | Planning for Retirement
How we’ve helped most To say that the rules of retirement income are dynamic is an understatement. In compiling this ‘Top-5’ list, the first thing that jumped out was how often rules, terms and conditions can change. Over the course of the past year we’ve reported on...
by James Coyle | Dec 13, 2023 | Planning for Retirement
This time next week many Australians will enjoy gathering with extended families and friends. Hopefully you’ll find this a convivial occasion. It’s also a time when the spotlight is fixed firmly on the family home. Whether you’re rushing around cleaning, decorating,...
by James Coyle | Dec 13, 2023 | Centrelink Age Pension
If you are worried about the effect rising energy prices are having on your household budget, you’re not alone. Research from the Energy Consumers Australia confirms that a majority of Australians (56%) believe energy will be unaffordable within three years. That’s a...
by James Coyle | Dec 12, 2023 | Centrelink Age Pension
Everything you need to know You may be one of the 70% of older Australians who receives a full or part Age Pension or a DVA payment. If so, here’s a handy summary of Centrelink availability over the coming Christmas and New Year holiday period, with all the main...
by Alison Squire | Dec 11, 2023 | Planning for Retirement
We hope you have had a great start to 2024. Many people use the start of the new year as a time to think about the year ahead. Perhaps you are about to retire or planning to do so soon. Or maybe you have been retired for some time and are thinking...
by James Coyle | Dec 7, 2023 | Retirement Spending
How Don afforded his dream trip Are you also dreaming of a big trip in 2024? So many of us are and Christmas is often when we have the time to check out airfares, accommodation and take the plunge. But how do you know if you can afford a big trip? How do you gain the...
