by Kaye Fallick | Jan 24, 2024 | Superannuation
Staying the course has long been the preferred option for superstar investors like Warren Buffet and Vanguard founder, Jack Bogle. What does this mean? It means taking a long term perspective on your investments. This can be easier said than done during a year like...
by James Coyle | Jan 24, 2024 | Retirement Income
Cutting through confusion and complexity Assumptions are a gateway to a mistake, so the saying goes. Despite this, many of us are still prone to making assumptions or veering into denial about financial decisions when it all feels too hard or too complicated. This...
by James Coyle | Jan 24, 2024 | Superannuation
Some government reports can be as dry as dust, particularly those covering the finer points of superannuation legislation. The good news is that members of our team at Retirement Essentials read all the reports and legislation changes so you don’t have to! But to our...
by James Coyle | Jan 18, 2024 | Planning for Retirement
Whether you are in retirement, about to start your retirement journey or planning for the future here are five simple steps to reach your goals now and in the future. Step 1: Set your goals Do you know what you want to do during retirement? Your goals may relate to...
by James Coyle | Jan 18, 2024 | Retirement Advice
There are many challenges associated with planning retirement and retirement income. Over the years, we’ve highlighted lots of ways to tackle them one by one. But the ‘fear of running out’ (FORO) remains the main concern for many older Australians. And recent updates...
by Kaye Fallick | Jan 18, 2024 | News and Articles
Avoid these top ways to take your money Unrecoverable! The word that makes your blood run cold. You know the story; it’s often in the nightly news. A visibly upset older Australian describes how they checked their bank account and the balance had dropped...
by Kaye Fallick | Jan 14, 2024 | Retirement Advice
Downsizing is the term used when older Australians sell a family home and relocate to a smaller, low maintenance residence. This often involves the move from a house to an apartment or unit, or to a residential village. It’s also a term used in ‘Downsizing...
by James Coyle | Jan 4, 2024 | Commonwealth Seniors Health Card
Over the summer break we’ve taken the time to spell out the details of some of the main ways you can maximise your retirement income. We started with a simple explainer of the Age Pension, then superannuation, the new Work Bonus rules and now this week, we have an...
by James Coyle | Jan 4, 2024 | Customer Stories, Planning for Retirement
Adviser Megan Marshall recently met with Gary and Monica who have retired. They’ll soon qualify for an Age Pension but want to know whether a renovation or downsizing their home is the smarter financial strategy. Talking them through the rules and the likely effect...
by James Coyle | Dec 22, 2023 | Customer Stories, Retirement Income
Nicole answers Craig’s dilemma This week we talk to adviser, Nicole Bell, who spends her time working with Retirement Essentials members to help them get better financial outcomes. She recently spent time with Craig, who is 69, currently working full-time, but wanting...
