by James Coyle | Aug 21, 2024 | Retirement Income
Is this the income top up you need? Using home equity as a retirement income seems to be the last well kept secret. But that, too, is changing as more industry commentators scrutinise the home wealth access products on the market and conclude that they do have their...
by Kaye Fallick | Aug 21, 2024 | Centrelink Age Pension
How non-millionaires .. Can enjoy the road trip of a lifetime I was listening to the radio the other day and a woman phoned the ‘Australia all over’ program to speak with Macca. She told host, Ian McNamara, how she and her husband were on a boat, moored off the coast...
by Kaye Fallick | Aug 16, 2024 | Retirement Advice
This is the second part of a two-part article which defines the key decisions you will face as you move through your 60s. Last week Gary pointed out that 65 is not Age Pension age – he is, of course, correct – but we are recommending you consider key trigger points in...
by James Coyle | Aug 16, 2024 | Retirement Advice
Do you believe that the so-called generational wars are a media beat-up? Or is there actual conflict between baby boomers and their children for a fair share of the financial pie? It’s a question worth considering at a time when Australia is undergoing the largest...
by James Coyle | Aug 16, 2024 | Centrelink Age Pension
A few years ago there was a terrific public safety advertising campaign developed by Metro Trains in Victoria called Dumb ways to die. It was designed to promote railway safety and became the world’s most shared public awareness campaign. It also spawned a video game...
by Kaye Fallick | Aug 8, 2024 | Planning for Retirement
Milestone birthdays are definitely ones to celebrate. Hopefully you are at a stage where any ‘have tos’ of work, mortgage and parenting are reducing and the ‘get tos’ of travel, social events and fun hobbies are on the increase. Yes, there are always responsibilities...
by James Coyle | Aug 8, 2024 | Centrelink Age Pension
With Consumer Price Index (CPI) and Pensioner Beneficiary Living Cost Index increases (PBLCI) now published, we are able to predict the most likely increases to the Age Pension on 20 September 2024. We believe this pay rise for retirees will be $26.54 per...
by Steven Sadler, Retirement Essentials | Aug 8, 2024 | Centrelink Age Pension
Sooner or later you will probably have to deal with Centrelink. This statement shouldn’t strike fear into anyone’s heart, but it often does. Why? You will be dealing with public servants whose wages you, as a taxpayer, fund. Yet many individuals will run a mile rather...
by Kaye Fallick | Aug 2, 2024 | Superannuation
A recent ASIC report into so-called ‘superannuation reviews’ has thrown the spotlight on just how risky quick super changes might be. The subsequent ABC TV report on these questionable super ‘review’ services revealed dangerous traps for those saving for retirement....
by Steven Sadler, Retirement Essentials | Aug 2, 2024 | Retirement Advice
They say a picture is worth a thousand words. But in the world of retirement income, an example is often worth even more. That is no doubt why our many members enjoy our comments and Q&A articles – by reading about other people’s situations, they can apply the...
