by James Coyle | Jan 4, 2024 | Commonwealth Seniors Health Card
Over the summer break we’ve taken the time to spell out the details of some of the main ways you can maximise your retirement income. We started with a simple explainer of the Age Pension, then superannuation, the new Work Bonus rules and now this week, we have an...
by James Coyle | Jan 4, 2024 | Customer Stories, Planning for Retirement
Adviser Megan Marshall recently met with Gary and Monica who have retired. They’ll soon qualify for an Age Pension but want to know whether a renovation or downsizing their home is the smarter financial strategy. Talking them through the rules and the likely effect...
by James Coyle | Dec 22, 2023 | Customer Stories, Retirement Income
Nicole answers Craig’s dilemma This week we talk to adviser, Nicole Bell, who spends her time working with Retirement Essentials members to help them get better financial outcomes. She recently spent time with Craig, who is 69, currently working full-time, but wanting...
by James Coyle | Dec 22, 2023 | Centrelink Age Pension
By the time you read this newsletter new Work Bonus rules will be in place. Will you benefit from this? And if so what does this mean for your entitlements? Today we have a handy facts sheet on rules about income limits including employment earnings. The way the means...
by Kaye Fallick | Dec 22, 2023 | Planning for Retirement
Photo by Bill McKinnon They say that love and marriage go well together, but retirees and travel may be an even happier mix! Right now we know that many of our members will have guidebooks, atlases and apps at hand, planning their 2024 adventures both here and on...
by Kaye Fallick | Dec 21, 2023 | Planning for Retirement
There’s something about the summer break that leads us to review our lifestyle and habits. The start of a new year also encourages resolutions and plans to do things differently, or sometimes to do them better. This is a good thing. The Greek philosopher Socrates said...
by James Coyle | Dec 21, 2023 | Superannuation
The summer break presents a great time to slow down, think and catch up on many things we’re too busy with during the year. One of them is our finances. We know from our members that many find superannuation too confusing for words. So today we’re taking the time to...
by James Coyle | Dec 20, 2023 | Centrelink Age Pension
Meet Steven Sadler We call Steven our Retirement Essentials’ Guru for many reasons. We recently interviewed him so you can understand why he got this name. It’s the first of four interviews with our advisers Megan, Nicole and Sharon and Steven, who is Head of Customer...
by Kaye Fallick | Dec 20, 2023 | Planning for Retirement
What matters most to you in retirement? We hear a lot about ‘fear of running out of money’ as the most pressing concern for retirees, but surely that’s debatable? A majority of people would save a family member ahead of a sack of dollars any day, if their ship...
by James Coyle | Dec 20, 2023 | Centrelink Age Pension
The Age Pension remains the backbone of Australia’s retirement income system. It was first legislated in 1908 when life expectancy for men exceeded the pension age of 65. Women were only added to these entitlements two years later, but could qualify from age 60....
