by Kaye Fallick | Apr 2, 2025 | Retirement Advice
Are you dreaming of a sea change or a tree change? You’re not alone. Many Australians love the idea of moving to the coast or a country block. But whether or not you can make it work is the real question. Would moving from your current neighbourhood really improve...
by Nicole Bell | Mar 27, 2025 | Centrelink Age Pension
The reporting during last week’s Federal Budget that deeming rates would be frozen for another year from 1 July 2025 was a welcome one for many retirees. It was also on Retirement Essentials adviser, Nicole Bell’s wishlist when we published our preferred Budget...
by Kaye Fallick | Mar 27, 2025 | Retirement Advice
What are the vital steps to take? Most Australians aged over 50 don’t think that they will achieve a comfortable retirement. That’s the blunt top level finding from a survey of 2250 which was conducted by Colonial First State (CFS) superannuation and reported in the...
by Amanda Hardy Lai | Mar 27, 2025 | Centrelink Age Pension
What Centrelink knows or doesn’t There’s a lot of confusion about what Centrelink knows, what it updates automatically, and what you need to report yourself. Many people assume Centrelink has direct access to their tax records, bank accounts, and superannuation...
by the Retirement Essentials Team | Mar 26, 2025 | Centrelink Age Pension
The wait is over with the details of Treasurer, Jim Chalmers’, fourth Federal Budget now revealed. Before sharing the highlights, let’s recap the Retirement Essentials team’s wishlist to see how many measures actually came to pass. Retirement Essentials proposed...
by Amanda Hardy Lai | Mar 19, 2025 | Superannuation
Are you one of the many superannuation members who have insurance cover attached to their accounts without even realising it? Recent regulatory action highlights serious concerns about delays in processing claims, with thousands of members and their families affected....
by Amanda Hardy Lai | Mar 19, 2025 | Retirement Advice
When it comes to securing your financial future in retirement, the family home can be your most valuable asset. For Age Pension homeowners, owning a home offers not just the comfort of stability, but also tangible benefits for your financial situation. However, for...
by Kaye Fallick | Mar 19, 2025 | Retirement Spending
We’ve all made that crazy, quick decision to buy something special. And then wondered at leisure if we could afford it. That’s what happened with Aaron and Julie. They booked their dream trip to South America – and immediately had buyers’ remorse when they realised...
by Amanda Hardy Lai | Mar 13, 2025 | Commonwealth Seniors Health Card
Unlocking the most value More than a million Australian retirees are potentially eligible for the Commonwealth Seniors Health Card (CSHC) and haven’t applied. This card offers savings that can make a real difference – on prescription medicines, bulk billing, and...
by Amanda Hardy Lai | Mar 13, 2025 | Retirement Advice
Downsizing is a major financial and lifestyle decision, offering the chance to free up home equity and boost your super balance in retirement. We regularly explore it because of the unique retirement planning opportunities it presents. At its core, downsizing...
