by Kaye Fallick | Aug 21, 2025 | Centrelink Age Pension
The twice-yearly Age Pension indexation has now been announced with changes due to start on 20 September 2025. The tables below show the changes which affect retirees, as confirmed by the Department of Social Security (DSS) on 19 August. The new payment rates...
by Amanda Hardy Lai | Aug 21, 2025 | Centrelink Age Pension
Retiring before you qualify for the Age Pension can feel like stepping into no-man’s land. You’ve wrapped up your working life, but you’re not yet eligible for government support. It’s a unique stage – and one that’s becoming increasingly common since the Age Pension...
by Kaye Fallick | Aug 20, 2025 | Centrelink Age Pension
On Tuesday 19 August the Minister for Social Services, Tanya Plibersek, announced significant changes to Age Pension payments and deeming rates. These changes are due to come into effect on 20 September this year. The base rate of the Age Pension will increase for...
by Kaye Fallick | Aug 14, 2025 | Retirement Advice
Approximately 65% of Australians will start their retirement journey at least partly supported by the government Age Pension. The remaining 35% are usually referred to as self-funded retirees, meaning that they are covering their retirement with their own savings,...
by Amanda Hardy Lai | Aug 14, 2025 | Superannuation
This birthday changes more than just your age. It could change your future. There’s something quietly powerful about turning 60. It might not mean retiring just yet, but it often marks a shift in how you think about your money, your lifestyle, and your retirement...
by Amanda Hardy Lai | Aug 14, 2025 | Planning for Retirement
As retirement approaches, deciding what to do with your accrued leave is an important step. Whether you choose to take your leave as paid time off or cash it out as a lump sum, understanding the financial and practical implications will help you make the best decision...
by Kaye Fallick | Aug 8, 2025 | Retirement Advice
How Steve stopped struggling… Steve has a very clear vision of his ideal retirement. A divorced 65-year old with a modest home and $75,000 mortgage, he has no difficulty articulating what life will be like when he leaves full time work. He wants to volunteer, work...
by Amanda Hardy Lai | Aug 7, 2025 | Superannuation
Why playing it too safe could cost you more than you think It’s easy to assume that a conservative investment option is the safest way to protect your super. After all, the word conservative suggests caution, stability and low risk which is especially appealing when...
by Amanda Hardy Lai | Aug 7, 2025 | Commonwealth Seniors Health Card
Many self-funded retirees assume they won’t be eligible for the Commonwealth Seniors Health Card (CSHC) because their assets are too high. But unlike the Age Pension, the CSHC is assessed on income only – there’s no assets test. And that income isn’t based upon what...
by Jeremy Duffield | Jul 31, 2025 | Retirement Income
It turns out Australian retirees are taking very different approaches to their retirement payouts. We’ve always said that in retirement everyone is different. Some new CoreData research shows just how true that is. The research found that about 46% of retirees...
