by Amanda Hardy Lai | Sep 25, 2025 | Retirement Income
Even after retirement, it’s normal to feel uncertain about whether your money will last and whether you’re making the most of what you’ve worked for. Many Australians in their late 60s and 70s share the same concerns: Am I getting all the Age Pension I’m entitled to?...
by James Coyle | Sep 25, 2025 | Centrelink Age Pension
Here’s what Bob, Ibrahim and Monica found out There are many ways of saving for your retirement. You can pay off your home, put money into super, an investment property or managed funds. Perhaps invest in art, cars or fine wine. I’m not a big fan of those last three,...
by Kaye Fallick | Sep 25, 2025 | Planning for Retirement
Most of us like to benchmark ourselves; our income, house prices, super savings or even how many steps a day we walk. It’s a very human characteristic, but also a useful one. Why? Because knowing our place in the overall scheme of things can often help us better...
by Jeremy Duffield | Sep 19, 2025 | Retirement Advice
Retirement can be filled with all sorts of new freedoms and experiences. However, this new phase is not without its anxieties. Research just out by UniSuper shows that over 90% of Australians have some concerns about retirement, and fewer than 10% feel their...
by Kaye Fallick | Sep 19, 2025 | Centrelink Age Pension
The twice-yearly Age Pension indexation has now been announced with changes due to start on 20 September 2025. The tables below show the changes which affect retirees, as confirmed by the Department of Social Security (DSS) on 19 August. The new payment rates...
by Amanda Hardy Lai | Sep 19, 2025 | Centrelink Age Pension
Deeming is central to how Centrelink calculates Age Pension entitlements, but it’s often misunderstood. Whether your investments earn less (or more) than expected, deeming assumes a standard rate of return – which can affect your pension. Here are three things many...
by Amanda Hardy Lai | Sep 19, 2025 | Centrelink Age Pension
How does Centrelink assess your investment property earnings? Owning an investment property can be a great way to boost your retirement income. And about one in five Australian households owns a property beyond their main home (ABS, 2019–20). So this is something many...
by Kaye Fallick | Sep 11, 2025 | Centrelink Age Pension
The Age Pension payment changes on 20 September could mean so much more than a few extra dollars. Here’s how to use this trigger to maximise your income sooner rather than later. As we advised late last month, 20 September will deliver a fortnightly $29.70 increase to...
by Amanda Hardy Lai | Sep 11, 2025 | Centrelink Age Pension
Many people like to help family members financially. While gifting can be a meaningful way to support loved ones, it can also have unintended consequences for current or future Age Pension entitlements. Centrelink has strict rules on how much you can give away...
by Amanda Hardy Lai | Sep 11, 2025 | Planning for Retirement
Retirement planning can feel like a merry-go round of decisions, leaving you dizzy with the different directions you can pursue. With so many moving parts, it’s easy to feel overwhelmed. Two recent member dilemmas have highlighted how different people approach...
