by Jeremy Duffield | Jan 9, 2025 | Retirement Advice
I remember presenting to an investors’ association and talking about long-term investing. It was a fun group, mostly retirees. One guy quipped: “What’s long term? We’re so old we don’t even buy green bananas any more.” Well, that certainly put a...
by Kaye Fallick | Jan 8, 2025 | Planning for Retirement
Welcome to Retirement Essentials annual affordable travel guide. This year we have again approached the experts for their insider tips on how to get maximum bang for your buck when you travel in 2025. We’ve left the group touring and cruising adventures aside, in...
by Amanda Hardy Lai | Dec 30, 2024 | Superannuation
Smart strategies for super growth Retirement may feel close, but growing your super after 60 can still provide significant financial benefits. Whether you’re working, selling assets, or receiving an inheritance, there are many different strategies to make the most of...
by Amanda Hardy Lai | Dec 30, 2024 | Centrelink Age Pension, Superannuation
As 2025 arrives, there are several significant changes coming that could affect your retirement planning and superannuation strategy. Understanding exactly what these changes mean in your particular situation helps you stay ahead. 1. Super Guarantee rate increases to...
by Kaye Fallick | Dec 30, 2024 | News and Articles
One of our most popular articles last year was a guide to Putting your health first, by author and academic, Professor Cassandra Szoeke. It’s well worth your time clicking on the link to reread Cassandra’s helpful insights. While the main focus of Retirement...
by Amanda Hardy Lai | Dec 30, 2024 | Retirement Advice
Do you need to reconsider your financial approach based on changes? Some life events make it obvious that it’s time to revisit your finances – being made redundant, receiving an inheritance, or a major health event. But smaller, less noticeable changes can...
by Kaye Fallick | Dec 19, 2024 | Superannuation
There is often a lot of faith placed in the ability of technology – increasingly AI – to quickly and efficiently solve many financial planning problems. This is particularly the case with retirement income calculators, often considered low hanging fruit within the...
by the Retirement Essentials Team | Dec 19, 2024 | Centrelink Age Pension
What you need to know As we head into a new year, there’s that wonderful sense of optimism and opportunity. This often means the chance to do things differently, to make the changes we believe might make our lives better, in whatever way matters most. At Retirement...
by Alison Squire | Dec 18, 2024 | Retirement Income
In late November we shared the Australian Government’s announcement of new reforms for the retirement phase of super. Since then, on 7 December, another major change to retirement income has been announced. This time it’s an attempt to increase access to quality,...
by Drew Patchell | Dec 18, 2024 | Retirement Spending
I’m at least 10 years away from retirement, but I admit there are times when I’ve pondered my future in the small hours, especially when work or family circumstances change. Financial worries are surely universal and, leading up to or during retirement, anxiety about...