by James Coyle | Aug 31, 2023 | Superannuation
Here’s the results to our quiz We know that the overall level of engagement with super savings is quite low across the population. If you are in your 30s – say 20 – 30 years before Preservation Age – this lack of interest is not exactly ideal, but perhaps...
by James Coyle | Aug 31, 2023 | Retirement Income
The regular Retirement Essentials Retirement Pulse surveys reveal two interesting things about retirees. The first is that the majority say they are much more content in retirement than they were when they were working. And a similar number tell us that this is...
by James Coyle | Aug 31, 2023 | Centrelink Age Pension
The end August release of the 2023 Intergenerational Report (IGR) was met with extensive media coverage. And at the conclusion of the launch of this report, Treasurer Jim Chalmers stated that the decumulation phase of retirement will be his next major focus. So...
by Kaye Fallick | Aug 24, 2023 | Superannuation
The recent regulatory report card that found that super funds are not providing sufficient retirement income support has sparked a discussion about the role that funds can and should play in members’ finances. But there is a fine line between helping retirees to...
by James Coyle | Aug 24, 2023 | Retirement Spending
At some stage in our lives most of us display similarities to the proverbial frog in boiling water. You know, when something negative goes on for such a long time that we fail to notice the severity of the situation. Many financial product providers gain a lot of...
by James Coyle | Aug 24, 2023 | Retirement Advice
Being part of a couple has many rewards. But there can be downsides too. As a single it’s me, myself and I who makes the decisions. No arguments to be had there. Few members of a couple would claim they never argue – some might say that would be boring anyway. The...
by James Coyle | Aug 17, 2023 | Centrelink Age Pension, Superannuation
How can you make the most of your home in retirement? Last week we looked at the ways homeowners can maximise their retirement income by using this very valuable asset. Our focus was on those who plan to stay put in their ‘forever’ homes. This week we explain the...
by James Coyle | Aug 17, 2023 | Centrelink Age Pension
We all put things off. And most of us are aware that the longer we do, the harder it is to get started. Call it human nature, if you like, but it’s frightening how hard it is to gather motivation to do things we know will be useful and necessary at some stage....
by James Coyle | Aug 10, 2023 | Superannuation
Find out with this easy five-question quiz The rules of superannuation can change according to your age and circumstances. Today we have a fun, five-question quiz to test how much you know about your own super options. Why not take it and see how you score....
by James Coyle | Aug 10, 2023 | Centrelink Age Pension, Retirement Income
Should you stay or go?And what are the implications? If you are a homeowner, you have many different ways to use your family home to help fund your retirement. The first major fork in the road is the decision whether you will ultimately stay in your current home or...