by James Coyle | Aug 10, 2023 | Superannuation
Find out with this easy five-question quiz The rules of superannuation can change according to your age and circumstances. Today we have a fun, five-question quiz to test how much you know about your own super options. Why not take it and see how you score....
by James Coyle | Aug 10, 2023 | Centrelink Age Pension, Retirement Income
Should you stay or go?And what are the implications? If you are a homeowner, you have many different ways to use your family home to help fund your retirement. The first major fork in the road is the decision whether you will ultimately stay in your current home or...
by James Coyle | Aug 10, 2023 | Retirement Income
Would one suit you? Most retirees would be happy to know their income was guaranteed for life. But unless you are one of the handful of Australians with untold wealth, this isn’t always possible. There are products you can purchase to ensure a regular income for the...
by James Coyle | Aug 3, 2023 | Centrelink Age Pension, Commonwealth Seniors Health Card
Superannuation can be complex at the best of times but it really hits its complexity stride when you want to retire and start an income stream. And getting across all the rules and how they apply to the Age Pension can be an absolute nightmare. Fortunately Retirement...
by James Coyle | Aug 3, 2023 | Retirement Advice
What does longevity mean for you? New statistics released by the Australian Institute of Health and Welfare (AIHW) show that our life expectancy is continuing to increase. Over the past 50 years, life expectancy for Australian males has increased by 13.7 years (to...
by James Coyle | Jul 31, 2023 | Centrelink Age Pension
Less than 4 in 10 seniors are satisfied with the current Centrelink Age Pension application process with 82% of people seeking assistance with their application process – not feeling confident enough to go it alone. It seems that not a day goes by without...
by James Coyle | Jul 31, 2023 | Planning for Retirement
Managing your retirement finances can be pretty daunting when you no longer have a regular salary to fall back on. There are so many questions and issues to think about including. Are you getting, and maximising, all your Centrelink entitlements? What should you...
by James Coyle | Jul 30, 2023 | Retirement Advice
Bite sized advice What’s best for you? Most of us can remember the old ‘80s Castrol GTX advertisement with Sol who maintains that ‘oils aint oils’. It’s a fun mafiosa style take on the need to have exactly the right oil for the specific need for your car. This came to...
by James Coyle | Jul 26, 2023 | Retirement Income, Superannuation
A recently released report from the Australian Securities and Investments Commission (ASIC) and the Australian Prudential Regulatory Authority (APRA) reveals a massive gap in the support that retirees should now be receiving from their super fund – and what is...
by James Coyle | Jul 26, 2023 | Centrelink Age Pension
Did you give a sigh of relief when you finally became eligible for fortnightly Age Pension payments? We don’t blame you. It can be quite a complicated, time consuming process (unless, of course, you ask Retirement Essentials to assist). Having gained this important...