by Amanda Hardy Lai | Oct 11, 2024 | Retirement Advice
What’s important to you? Hi, I’m Amanda – one of the financial advisers at Retirement Essentials, and I’m here to make sense of what can sometimes feel like a whirlwind of financial decisions in retirement. I understand that money can be a complicated and...
by Kaye Fallick | Oct 10, 2024 | Retirement Advice
Most of us are really squeamish about the word ‘death’ – we run a mile from it. Similarly with the term ‘funeral’ – it’s difficult to bring ourselves to read articles about planning for our own demise. We’re more interested in living, than dying, right? But there is a...
by Jeremy Duffield | Oct 2, 2024 | Planning for Retirement
Transitioning to Retirement – something completely different Life’s about transitions….and retirement has got to be one of the biggest transitions of them all. It’s so different from working life, such an opportunity to do what you’ve dreamed about, albeit...
by Kaye Fallick | Oct 2, 2024 | Centrelink Age Pension
Minimum pension withdrawals are a fairly straightforward aspect of moving from the saving to spending phase of retirement. Or they should be. But in recent adviser consultations, Retirement Essentials members have revealed a degree of concern and confusion about what...
by James Coyle | Oct 2, 2024 | Centrelink Age Pension
A tale of three retirements With just on two thirds of retirees receiving an Age Pension from age 67 onwards, this benefit remains the main form of income for older Australians. As the super system matures, the amount of ‘top-up’ provided by super is increasing,...
by Jeremy Duffield | Sep 25, 2024 | Retirement Advice
Over the past few months, we’ve shared a set of 10 principles of retirement, designed to help you grasp the key topics in planning your retirement financing. Here’s a case study of how a client couple went about getting their retirement sorted…and how they used...
by Kaye Fallick | Sep 25, 2024 | Planning for Retirement
But it can fund your longer retirement One of the world’s oldest medical journals – the British Medical Journal or BMJ – recently published statistics that reveal, when it comes to longer lives, Australians have won the lottery. The study, Life expectancy and...
by James Coyle | Sep 25, 2024 | Retirement Advice
Often when calculating retirement income, we make assumptions that are simply wrong. This is not necessarily caused by any lack of financial literacy. It’s because the rules can be less than obvious and no matter how much research we do, we can still miss something...
by James Coyle | Sep 19, 2024 | Retirement Advice
When advice helps turn things around When Andrew Dunkerley first met Jim and Alice* he was concerned that there might be little he could do to help them achieve a reasonable retirement income. That was because they had more than $100,000 in credit card debt and were...
by Jeremy Duffield | Sep 19, 2024 | Planning for Retirement
Just having hit a significant milestone myself (70), I’m reminded of how important some milestones are in retirement. Milestones make you think about important life stages. But beyond that, government policy relies on age markers for when rules change or benefits kick...
