by Rachel Lane | Dec 11, 2024 | Retirement Advice
Here’s what you need to know Making the decision to move to a retirement village is a significant life change. It’s not just about finding a new place to live; it’s about a lifestyle that will shape your next chapter. Whether you’re drawn to the social events, the...
by Amanda Hardy Lai | Dec 11, 2024 | Retirement Advice
Maintaining control of your super It’s a question many of us don’t think about – until we’re asked to make a nomination when opening a superannuation account or starting an Account-Based Pension (ABP). For many Australians, super is one of their largest assets...
by Steven Sadler, Retirement Essentials | Dec 11, 2024 | Centrelink Age Pension
And how to avoid ‘the gap’ Qualifying for an Age Pension is a process most Australians will experience at some stage in their retirement. Timing your application and knowing how back pay works will help you to avoid missing out on much-needed income. Today...
by James Coyle | Dec 10, 2024 | Retirement Spending
When we last discussed the ‘classic dilemma’ of paying off debt or retaining a mortgage (but earning more in other ways) we received some great feedback from members. Many of you said that this option doesn’t have to be an ‘all-in’ decision. Which has encouraged us to...
by the Retirement Essentials Team | Dec 9, 2024 | Uncategorized
Thank you for sharing that you aren’t interested in the Home Equity Access Scheme (HEAS). Please share your answers to the following questions in the comment box below to help us understand why. Do you know what the HEAS scheme does? Do you believe home equity...
by the Retirement Essentials Team | Dec 9, 2024 | Uncategorized
Thank you for sharing your interest in the Home Equity Access Scheme (HEAS). Please share your answers to the following questions in the comment box below. Do you know what the HEAS scheme does? Do you believe home equity could make your retirement more comfortable?...
by Amanda Hardy Lai | Dec 6, 2024 | Retirement Income
Christmas is a magical time of the year, but between the joy of giving and taking that much-needed holiday break, it’s easy to overspend. With rising living costs and financial pressures continuing to challenge household budgets, the New Year could potentially bring a...
by the Retirement Essentials Team | Dec 5, 2024 | Centrelink Age Pension
If you’re one of the majority of retirees who receives a full or part Age Pension or a DVA payment, you’ll be keen to know Centrelink service options over the holiday break. Opening hours Centrelink will be closed: Wednesday 25 December 2024 Thursday 26 December 2024...
by Kaye Fallick | Dec 4, 2024 | Centrelink Age Pension
When an entitlement such as the Age Pension has been in place for more than a century, it’s tempting to assume that the rules are well-known and easy to follow. Not so, unfortunately. Every day the Retirement Essentials Customer Services Team hears from retirees who...
by Kaye Fallick | Dec 2, 2024 | Planning for Retirement
More than one fifth of Australian retirees currently live in poverty, according to a recent report by The Australia Institute. Given that we are one of the richest nations in the world this is both disturbing and difficult to believe. Today we review these findings...
