by Amanda Hardy Lai | Aug 28, 2025 | Centrelink Age Pension
Owen, 69, had been looking forward to sharing weekends with Laila, 60 – gardening, travel, and the small routines that come with building a life together. But before Laila moved in, Owen wanted to know one practical thing: how would his Age Pension change once...
by Kaye Fallick | Aug 28, 2025 | Retirement Income
Now is the time of year you will receive your annual super statement. There are three ways you might respond: Ignore it. Use the opportunity to conduct a regular checkup to see how you are going … or Go further and use this as a trigger to finetune your investments...
by Jeremy Duffield | Aug 21, 2025 | Retirement Advice
For many of us, the idea of retirement finances can feel as complex and frustrating as a Rubik’s Cube. It’s a puzzle with many different sides and components that you have to twist and turn until they all align. You’re trying to juggle your Age...
by Amanda Hardy Lai | Aug 21, 2025 | Centrelink Age Pension
Retiring before you qualify for the Age Pension can feel like stepping into no-man’s land. You’ve wrapped up your working life, but you’re not yet eligible for government support. It’s a unique stage – and one that’s becoming increasingly common since the Age Pension...
by Kaye Fallick | Aug 20, 2025 | Centrelink Age Pension
On Tuesday 19 August the Minister for Social Services, Tanya Plibersek, announced significant changes to Age Pension payments and deeming rates. These changes are due to come into effect on 20 September this year. The base rate of the Age Pension will increase for...
by Kaye Fallick | Aug 14, 2025 | Retirement Advice
Approximately 65% of Australians will start their retirement journey at least partly supported by the government Age Pension. The remaining 35% are usually referred to as self-funded retirees, meaning that they are covering their retirement with their own savings,...
by Amanda Hardy Lai | Aug 14, 2025 | Superannuation
This birthday changes more than just your age. It could change your future. There’s something quietly powerful about turning 60. It might not mean retiring just yet, but it often marks a shift in how you think about your money, your lifestyle, and your retirement...
by Amanda Hardy Lai | Aug 14, 2025 | Planning for Retirement
As retirement approaches, deciding what to do with your accrued leave is an important step. Whether you choose to take your leave as paid time off or cash it out as a lump sum, understanding the financial and practical implications will help you make the best decision...
by Kaye Fallick | Aug 8, 2025 | Retirement Advice
How Steve stopped struggling… Steve has a very clear vision of his ideal retirement. A divorced 65-year old with a modest home and $75,000 mortgage, he has no difficulty articulating what life will be like when he leaves full time work. He wants to volunteer, work...
by Amanda Hardy Lai | Aug 7, 2025 | Superannuation
Why playing it too safe could cost you more than you think It’s easy to assume that a conservative investment option is the safest way to protect your super. After all, the word conservative suggests caution, stability and low risk which is especially appealing when...