by Amanda Hardy Lai | Jul 31, 2025 | Retirement Advice
A growing number of parents and grandparents are stepping in to help the next generation buy a home. But while the generosity comes from the heart, the financial and legal implications can be anything but simple – especially when family dynamics, relationships...
by Amanda Hardy Lai | Jul 31, 2025 | Centrelink Age Pension
Ever wondered just how much Centrelink really knows about you? You’re not alone. With so much of our financial life now online, many people ask: What can Centrelink access — and what are they legally allowed to do with that information? These are valid questions — and...
by Amanda Hardy Lai | Jul 23, 2025 | Retirement Spending
Do you ever wonder if you’re spending too much – or not enough in retirement? You’re not alone. Many retirees tell us they feel unsure about what’s “safe” to spend. Others are reluctant to touch their savings at all, even when they know they’ve worked hard to...
by Amanda Hardy Lai | Jul 23, 2025 | Centrelink Age Pension
If you’re on a part-Age Pension because your assets are above the lower threshold, you may be in a stronger position to earn extra income than you realise – even beyond the Work Bonus. Here’s why. The Age Pension is reduced under two separate tests: The income...
by Kaye Fallick | Jul 23, 2025 | Retirement Spending
Do you have the checkout blues? Every time you head to the supermarket, you’re gobsmacked at how much everything costs? Who knew a lemon would be $1.10? You probably remember when you could buy five for that amount of money. Yet we’re told that inflation is coming...
by Amanda Hardy Lai | Jul 21, 2025 | Centrelink Age Pension
For many Australians, the idea of retiring overseas is more than just a lifestyle dream — it’s a practical plan. Whether driven by family ties, better weather, or a more affordable cost of living, an increasing number of retirees are exploring life beyond Australia....
by Nicole Bell | Jul 21, 2025 | Retirement Advice
On 1 July rules on funding and delivery of Age Care were set to undergo significant changes. The main changes were the result of the Royal Commission into Age Care Quality and Safety and aim to make the delivery of care safer, and people are treated with respect and...
by David Kennedy | Jul 21, 2025 | Superannuation
How can you tell? Is your super safe from high profile collapses? There are three simple words which are guaranteed to unsettle almost any retiree: SUPER FUNDS COLLAPSE. Such failures are very topical right now, in the wake of the recent collapses of the First...
by Amanda Hardy Lai | Jul 10, 2025 | Centrelink Age Pension
There’s a lot to think about when someone considers moving in with family or giving money to help build a granny flat or home extension. For older Australians, these decisions often involve a deep mix of personal, financial, and practical factors – but the...
by Amanda Hardy Lai | Jul 10, 2025 | Superannuation
Whether you’re approaching retirement or already there, consolidating your super can be one of the simplest and most powerful steps to strengthen your financial position. But surprisingly, many Australians either delay it or aren’t sure where to begin. Why it matters...
