by Amanda Hardy Lai | Jun 5, 2025 | Centrelink Age Pension
If you’re applying for the Age Pension — or thinking about it — one of the key things Centrelink will assess is your assets. The assets test helps determine not only whether you qualify for the fortnightly payments, but also how much you’ll receive. But what...
by Kaye Fallick | Jun 5, 2025 | Retirement Advice
It’s never too late to manage your money more effectively whether for – or already in – retirement. But there are some money mistakes that should be avoided at all costs – those that can leave you with a lifetime of regret. Today we recount stories of five very...
by Kaye Fallick | Jun 4, 2025 | Uncategorized
What’s the fuss? There has been a huge amount of coverage – as well as some scams – on what might happen on 1 July. Today we update you on the facts so you can better understand if super changes are relevant and if, therefore, some action will be required. First up,...
by Kaye Fallick | May 29, 2025 | Superannuation
What’s the fuss? There has been a huge amount of coverage – as well as some scams – on what might happen on 1 July. Today we update you on the facts so you can better understand if super changes are relevant and if, therefore, some action will be required. First up,...
by Amanda Hardy Lai | May 28, 2025 | Centrelink Age Pension
Navigating tax obligations can be tricky, especially for retirees relying on the Age Pension. While many assume they’re exempt from lodging tax returns, certain situations may require action. This article highlights real questions asked by our members – and the...
by David Kennedy | May 28, 2025 | Superannuation
Some days it can feel hard enough managing your own money without needing to be totally across ‘couples’ rules and how they can affect both partners’ income. Today we’ve compiled a list of the five most commonly asked ‘couples’ questions, with answers to help you stay...
by Drew Patchell | May 22, 2025 | News and Articles
Once you’ve left the workplace it’s virtually impossible to replace savings you’ve taken years to build up. But that’s what happened to Lee who lost $180,000 from his super last year [As reported on ABC news]. No one wants to go through this experience, so here are...
by Kaye Fallick | May 21, 2025 | Retirement Advice
There’s no such thing as a perfect job, marriage or retirement life. We can always aim for perfection, but most mature adults soon realise that a ‘good enough’ situation usually suits them just fine. When it comes to retirement, the ‘good enough’ framework means...
by Amanda Hardy Lai | May 21, 2025 | Centrelink Age Pension
Retirement isn’t always a full stop to earning income. Plenty of older Australians keep working — some for financial reasons, others for social connection, personal fulfilment, or simply because they enjoy it. But how does paid work affect the Age Pension? That’s...
by Hugh Morrow | May 19, 2025 | News and Articles
Today marks a significant day for Retirement Essentials as we say farewell to James, who is retiring after nearly 12 years with SuperEd (the owner of Retirement Essentials). You will likely know James through the many articles he’s written for this newsletter. ...
