by Kaye Fallick | May 15, 2025 | Planning for Retirement
Make sure you read this first The end of one financial year or the beginning of another is a very popular time to step back from full-time work. Of course some people are ‘age’ driven and respond to a very specific birthdate trigger such as Preservation Age (usually...
by Amanda Hardy Lai | May 15, 2025 | Centrelink Age Pension
A checklist to help you prepare and succeed. Applying for the Age Pension can feel like a big step. Even if you’re confident that you meet the eligibility rules, the process can be time-consuming and confusing. Small mistakes – like missing documents or...
by Kaye Fallick | May 15, 2025 | Retirement Advice
Saul Eslake explains The Reserve Bank meets on Tuesday 20 May. This is one of eight scheduled meetings each year. The decision the Monetary Policy Board takes may affect your retirement income. We spoke with respected independent financial commentator, Saul Eslake,...
by Kaye Fallick | May 8, 2025 | Centrelink Age Pension
What you need to know What are the main changes which will affect retirees and their income over the next 12 months? Here’s a handy End of Financial Year (EOFY) checklist to keep you up-to-date. You may wish to also share this with friends and family. Some changes are...
by Amanda Hardy Lai | May 7, 2025 | Retirement Advice
Retirement is a time for enjoying the fruits of years of hard work, but it also comes with a need for careful financial management. Volatile market conditions, whether due to economic uncertainty, geopolitical events, or market fluctuations, can leave retirees feeling...
by Amanda Hardy Lai | May 7, 2025 | Commonwealth Seniors Health Card
Ever wondered if you’re really getting the most of the benefits available to you as a retiree in Australia? While Joan from WA might be enjoying substantial savings on her electricity bills, you might be left pondering if your own state offers comparable perks. It’s...
by Amanda Hardy Lai | Apr 30, 2025 | Centrelink Age Pension
That depends upon who you ask With two-thirds of older Australians relying on it, the Age Pension is a lifeline—but also a lightning rod. Designed to support those most in need, it’s highly targeted. But is it too complex? Too harsh? Or too generous in the wrong...
by Amanda Hardy Lai | Apr 30, 2025 | Retirement Advice
Martin, 68, recently retired and is considering withdrawing a $70,000 lump sum from his superannuation to purchase a new car, embark on a long-awaited holiday, and keep some funds in reserve. However, with recent market fluctuations, he’s concerned about the timing...
by Amanda Hardy Lai | Apr 30, 2025 | Retirement Spending
Navigating the complexities of retirement planning and intergenerational wealth transfer is increasingly important for Australian families. As the ‘Bank of Mum and Dad’ (BoMaD) plays a more prominent role in assisting younger generations, understanding the...
by Amanda Hardy Lai | Apr 24, 2025 | Superannuation
As you head toward retirement, consolidating your super is one of the simplest yet most powerful steps you can take. But surprisingly, many Australians either delay it or aren’t sure where to begin. Why it matters is simple: having multiple super accounts can quietly...
