by Jeremy Duffield | Sep 5, 2024 | Planning for Retirement
We all get to the point when our wages stop as our years of working come to an end. Maybe it’s ahead of you; maybe you’ve already gone through it. It’s got to be one of the most significant and emotional moments that come with retirement. For years,...
by James Coyle | Sep 2, 2024 | Centrelink Age Pension
Here’s what you’ll get The twice-yearly Age Pension indexation is due to increase 20 September. This Age Pension increase is much higher than the one that was awarded in March this year ($19.60 for singles and $29.40 for couples). We reported on 8 August our...
by Kaye Fallick | Aug 29, 2024 | Planning for Retirement
Are you thriving or just surviving? Ways to manage your retirement risk. What does retirement risk look like to you? For Rob, it means running out of his super savings well before his 80s. For Ian, it means having unexpected expenses and being unable to meet...
by James Coyle | Aug 28, 2024 | Superannuation
What is a retirement bonus? How can you qualify? The topic of retirement ‘bonuses’ comes up a lot. It’s one that can also cause a great deal of confusion, which probably comes back to the use of the term ‘bonus’. Receiving a bonus at work usually means you’ve done...
by Jeremy Duffield | Aug 28, 2024 | Retirement Income
Many people want to supplement their income with a bit of paid work after retiring from full time work. So, we can think about working – after full time work– as the (optional) fifth pillar of retirement. For our clients over 65, we find that a good-sized...
by James Coyle | Aug 21, 2024 | Retirement Income
A user’s guide to HEAS: Is this the income top up you need? Using home equity as a retirement income seems to be the last well kept secret. But that, too, is changing as more industry commentators scrutinise the home wealth access products on the market and conclude...
by Kaye Fallick | Aug 21, 2024 | Centrelink Age Pension
How non-millionaires .. Can enjoy the road trip of a lifetime I was listening to the radio the other day and a woman phoned the ‘Australia all over’ program to speak with Macca. She told host, Ian McNamara, how she and her husband were on a boat, moored off the coast...
by James Coyle | Aug 21, 2024 | Centrelink Age Pension
What Centrelink can do And what it can’t Robodebt, or to give it its full name, The Income Compliance Program, ended nearly 5 years ago in November 2019. The scheme was designed to recover money owed to Centrelink by people who had received more in payments than they...
by Kaye Fallick | Aug 16, 2024 | Retirement Advice
This is the second part of a two-part article which defines the key decisions you will face as you move through your 60s. Last week Gary pointed out that 65 is not Age Pension age – he is, of course, correct – but we are recommending you consider key trigger points in...
by James Coyle | Aug 16, 2024 | Retirement Advice
Do you believe that the so-called generational wars are a media beat-up? Or is there actual conflict between baby boomers and their children for a fair share of the financial pie? It’s a question worth considering at a time when Australia is undergoing the largest...
