by James Coyle | Aug 16, 2024 | Centrelink Age Pension
A few years ago there was a terrific public safety advertising campaign developed by Metro Trains in Victoria called Dumb ways to die. It was designed to promote railway safety and became the world’s most shared public awareness campaign. It also spawned a video game...
by Kaye Fallick | Aug 8, 2024 | Planning for Retirement
Milestone birthdays are definitely ones to celebrate. Hopefully you are at a stage where any ‘have tos’ of work, mortgage and parenting are reducing and the ‘get tos’ of travel, social events and fun hobbies are on the increase. Yes, there are always responsibilities...
by James Coyle | Aug 8, 2024 | Centrelink Age Pension
With Consumer Price Index (CPI) and Pensioner Beneficiary Living Cost Index increases (PBLCI) now published, we are able to predict the most likely increases to the Age Pension on 20 September 2024. We believe this pay rise for retirees will be $26.54 per...
by Steven Sadler - Administrator | Aug 8, 2024 | Centrelink Age Pension
Sooner or later you will probably have to deal with Centrelink. This statement shouldn’t strike fear into anyone’s heart, but it often does. Why? You will be dealing with public servants whose wages you, as a taxpayer, fund. Yet many individuals will run a mile rather...
by Kaye Fallick | Aug 2, 2024 | Superannuation
A recent ASIC report into so-called ‘superannuation reviews’ has thrown the spotlight on just how risky quick super changes might be. The subsequent ABC TV report on these questionable super ‘review’ services revealed dangerous traps for those saving for retirement....
by Steven Sadler - Administrator | Aug 2, 2024 | Retirement Advice
They say a picture is worth a thousand words. But in the world of retirement income, an example is often worth even more. That is no doubt why our many members enjoy our comments and Q&A articles – by reading about other people’s situations, they can apply the...
by James Coyle | Aug 2, 2024 | Planning for Retirement
Most retirees report their major concern to be whether their money will last as long as they do. But maybe, as the old saying goes, it’s not what you’ve got but what you do with it that really counts. That’s where your financial literacy comes into play. Whether you...
by Kaye Fallick | Jul 24, 2024 | Centrelink Age Pension
A bold initiative from the Actuaries Institute proposes that the family home should now be included in the assets test. It’s far from the first time this policy has been suggested – and it probably won’t be the last. But is it an idea worth considering? A detailed...
by James Coyle | Jul 24, 2024 | Superannuation
You may recall in mid-April we shared a preview of 1 July changes to superannuation. Since then we have had many members asking questions about the various ways they might use the new contribution amounts to boost their retirement income. It seems that many of these...
by Steven Sadler - Administrator | Jul 24, 2024 | Centrelink Age Pension
And how to avoid ‘the gap’ Qualifying for an Age Pension is a process most Australians will experience at some stage in their retirement. Timing your application and knowing how back pay works is super handy to avoid missing out on much-needed income. Today Steven...