by Alison Squire | Dec 18, 2024 | Retirement Income
In late November we shared the Australian Government’s announcement of new reforms for the retirement phase of super. Since then, on 7 December, another major change to retirement income has been announced. This time it’s an attempt to increase access to quality,...
by Drew Patchell | Dec 18, 2024 | Retirement Spending
I’m at least 10 years away from retirement, but I admit there are times when I’ve pondered my future in the small hours, especially when work or family circumstances change. Financial worries are surely universal and, leading up to or during retirement, anxiety about...
by Amanda Hardy Lai | Dec 18, 2024 | Retirement Advice
We can all get a dopamine hit from choosing the perfect gift, knowing the happiness it can spark. But in the realm of financial planning, not every act of generosity comes without strings. Without careful thought, well-meaning gifts can backfire, leaving...
by Rachel Lane | Dec 11, 2024 | Retirement Advice
Here’s what you need to know Making the decision to move to a retirement village is a significant life change. It’s not just about finding a new place to live; it’s about a lifestyle that will shape your next chapter. Whether you’re drawn to the social events, the...
by Amanda Hardy Lai | Dec 11, 2024 | Retirement Advice
Maintaining control of your super It’s a question many of us don’t think about – until we’re asked to make a nomination when opening a superannuation account or starting an Account-Based Pension (ABP). For many Australians, super is one of their largest assets...
by Steven Sadler, Retirement Essentials | Dec 11, 2024 | Centrelink Age Pension
And how to avoid ‘the gap’ Qualifying for an Age Pension is a process most Australians will experience at some stage in their retirement. Timing your application and knowing how back pay works will help you to avoid missing out on much-needed income. Today...
by James Coyle | Dec 10, 2024 | Retirement Spending
When we last discussed the ‘classic dilemma’ of paying off debt or retaining a mortgage (but earning more in other ways) we received some great feedback from members. Many of you said that this option doesn’t have to be an ‘all-in’ decision. Which has encouraged us to...
by the Retirement Essentials Team | Dec 9, 2024 | Uncategorized
Thank you for sharing that you aren’t interested in the Home Equity Access Scheme (HEAS). Please share your answers to the following questions in the comment box below to help us understand why. Do you know what the HEAS scheme does? Do you believe home equity...
by the Retirement Essentials Team | Dec 9, 2024 | Uncategorized
Thank you for sharing your interest in the Home Equity Access Scheme (HEAS). Please share your answers to the following questions in the comment box below. Do you know what the HEAS scheme does? Do you believe home equity could make your retirement more comfortable?...
by Amanda Hardy Lai | Dec 6, 2024 | Retirement Income
Christmas is a magical time of the year, but between the joy of giving and taking that much-needed holiday break, it’s easy to overspend. With rising living costs and financial pressures continuing to challenge household budgets, the New Year could potentially bring a...
