by Steven Sadler, Retirement Essentials | Aug 8, 2024 | Centrelink Age Pension
Sooner or later you will probably have to deal with Centrelink. This statement shouldn’t strike fear into anyone’s heart, but it often does. Why? You will be dealing with public servants whose wages you, as a taxpayer, fund. Yet many individuals will run a mile rather...
by Kaye Fallick | Aug 2, 2024 | Superannuation
A recent ASIC report into so-called ‘superannuation reviews’ has thrown the spotlight on just how risky quick super changes might be. The subsequent ABC TV report on these questionable super ‘review’ services revealed dangerous traps for those saving for retirement....
by Steven Sadler, Retirement Essentials | Aug 2, 2024 | Retirement Advice
They say a picture is worth a thousand words. But in the world of retirement income, an example is often worth even more. That is no doubt why our many members enjoy our comments and Q&A articles – by reading about other people’s situations, they can apply the...
by James Coyle | Aug 2, 2024 | Planning for Retirement
Most retirees report their major concern to be whether their money will last as long as they do. But maybe, as the old saying goes, it’s not what you’ve got but what you do with it that really counts. That’s where your financial literacy comes into play. Whether you...
by Kaye Fallick | Jul 24, 2024 | Centrelink Age Pension
A bold initiative from the Actuaries Institute proposes that the family home should now be included in the assets test. It’s far from the first time this policy has been suggested – and it probably won’t be the last. But is it an idea worth considering? A detailed...
by James Coyle | Jul 24, 2024 | Superannuation
You may recall in mid-April we shared a preview of 1 July changes to superannuation. Since then we have had many members asking questions about the various ways they might use the new contribution amounts to boost their retirement income. It seems that many of these...
by Drew Patchell | Jul 18, 2024 | Retirement Advice
Peace of mind is a cornerstone of a secure retirement. While many Australians prioritise financial security, ensuring your wishes are carried out after you’re gone is equally important. This is where having a valid will comes in. Our recent July 2024...
by Kaye Fallick | Jul 18, 2024 | Retirement Advice
Being wealthy is very much in the eye of the beholder. While one person’s sense of wealth might come from their health, another’s could rest upon the strength of their relationships. Yet someone else might measure their wealth by the size of their super, particularly...
by Jeremy Duffield | Jul 11, 2024 | Retirement Advice
Keeping Retirement Simple – Part 9 If you’re fortunate enough to own your home – about 3 of 4 of our clients do – then you have a great opportunity to consider what role your house plays in your retirement plans. For Australians overall, housing is their largest...
by Jeremy Duffield | Jul 5, 2024 | Retirement Advice
Keeping Retirement Simple – Part 8 After the recent (disastrous for Biden) Trump-Biden debate, Poland’s top diplomat tweeted “It is important to manage our ride into the sunset.” And another commentator said, “We can’t beat Father Time; he’s never been...
