James Coyle

James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.
Your retirement health: Where do you sit?

Your retirement health: Where do you sit?

by |

The most useful takeout we have from our many surveys is that no retirement is ever ‘set and forget’. Many retirees are very content and feel financially secure. Others may not feel quite so positive. It’s important to remember that sometimes it’s the small changes that reap the greatest rewards.

In our first question we checked on five key aspects of a satisfying retirement and found our members rank themselves very highly on three statements and slightly lower on another two

The highest ranking was those who have activities, hobbies and interests that they enjoy doing, closely followed by those who consider themselves to be mentally healthy. Having good social connections and relationships came in third.

I don’t need a will – and other estate planning myths

I don’t need a will – and other estate planning myths

by |

Many of us procrastinate when confronted with difficult tasks.  At Retirement Essentials we see it often with people delaying applying for the Age Pension as they can’t face dealing with Centrelink.  Another common area of procrastination is preparing a will.  It is difficult because we have to confront the possibility of our demise and also because we might have to make awkward decisions about who gets what.  Children, partners, parents, siblings, friends and charities are all among the possible beneficiaries

There are also a host of myths about wills that lead to people putting it off or getting it wrong.  Today we are going to bust five of the most common myths.

I don’t need a will – and other estate planning myths

I don’t need a will – and other estate planning myths

by |

Many of us procrastinate when confronted with difficult tasks.  At Retirement Essentials we see it often with people delaying applying for the Age Pension as they can’t face dealing with Centrelink.  Another common area of procrastination is preparing a will.  It is difficult because we have to confront the possibility of our demise and also because we might have to make awkward decisions about who gets what.  Children, partners, parents, siblings, friends and charities are all among the possible beneficiaries

There are also a host of myths about wills that lead to people putting it off or getting it wrong.  Today we are going to bust five of the most common myths.