At last some good news for your health and wellbeing. Five million older Australians will benefit from a new National Immunisation Program (NIP) initiative.
James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement.
He lives in regional Victoria surrounded by dogs and chooks.
Retiring with debt: Managing that mortgage
Max and Sarah are now typical of more than 50% of Australians their age – those between 55 and 64. That’s because they are carrying a hefty debt into their retirement. And they’re starting to feel concerned about the affect this will have on their ability to enjoy the ‘good life’ – or even an okay one – in retirement.
New research on retirement and debt has just been released. While it reveals a far from positive trajectory, it’s also not a reason to be alarmed. Here’s what the research tells us and why there’s no need to panic.
Learning from others: It pays to know the rules
Life happens. Divorce, floods, leaving work are all triggers for changes in your financial situation. And your entitlements. Most of us benefit from learning from those who have gone before in all sorts of life changing events. Today we share some of the typical questions our team receives on a daily basis. Most of these questions are fairly straight forward and can be quickly answered. But for the person who asked the question, the ramifications of knowing these rules can be important, particularly when it comes to simplifying your dealings with Centrelink. Here’s how our team has clarified the situation for some of our members in the past month.