James Coyle

James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.
Income and Assets test refresher

Income and Assets test refresher

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Income and Assets test refresher. Complexity is a feature of our retirement income system – another is the frequency of changes to rules and rates. For this reason, Retirement Essentials is committed to publishing all changes, notifying our members in our weekly enewsletters and ensuring all our calculators are always current.

The top five Centrelink FAQs

The top five Centrelink FAQs

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And answers for 2022 With over 100,000 members who are at or near retirement, the Retirement Essentials’ Customer Service Team answers a LOT of questions on a weekly basis. Given that nearly 70% of Australians are on a full or part Age Pension, many are concerned with...