James Coyle

James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.
What is a retirement bonus?

What is a retirement bonus?

The topic of retirement ‘bonuses’ comes up a lot. It’s one that can also cause a great deal of confusion, which probably comes back to the use of the term ‘bonus’. Receiving a bonus at work usually means you’ve done something extra so you get a reward. That’s not how it works with super fund ‘bonuses’ though. Today we have a short explainer on the way these bonuses actually work.

A user’s guide to the HEAS

A user’s guide to the HEAS

Using home equity as a retirement income seems to be the last well kept secret. But that, too, is changing as more industry commentators scrutinise the home wealth access products on the market and conclude that they do have their place in retirement funding.