Why did I lose my income? This week we received a distraught call from someone who has just lost nearly all their part-Age Pension. Let’s call her Susan. She contacted us to see if we could help reverse this loss of income and agreed that we could share this...

Just the facts you need to know Australia’s most secure form of retirement income is the Age Pension. It is government guaranteed, delivered to your bank account fortnightly, and eventually (when you reach your 80s), paid to a whopping 80% of this cohort. So...

Your car and your retirement: Five things it helps to know At Retirement Essentials we consider ourselves lucky to have a ‘secret sauce’ when it comes to the detail of maximising your retirement. Pardon the pun, but you could in fact call our secret sauce, a...

With inflation heading steadily upwards, predictions for a substantial September 20 Age Pension increase are firming. Last week Treasurer Jim Chalmers endorsed the likelihood of such a pension boost, declaring: ‘We understand that pensioners are doing it...

Will Steve lose his pension? This week we received a question from Steve who is due to inherit a sizable amount of money. But he’s worried that this will be to the detriment of his part Age Pension entitlement. Here’s what he asked us. Steve: Hi, I’m a 68...

The start of a new financial year is a great time to review strategies and settings in order to maximise your retirement income This week we look at three ‘big dollar’ decisions – and why knowing the detail and/or seeking advice can save you more in the long...

How much can you earn? Allowing retirees to earn more, whilst retaining their Age Pension eligibility, is a move that’s gaining momentum. A doubling of the current work bonus, from $7800 per annum to $15,600 without financial penalty has a lot of support....

Eight ways your finances could change This year there are a flurry of financial changes  coming through on 1 July. Some may dramatically affect your retirement income possibilities. At the very least, they should encourage you to review your current settings...

As we reported last week, the qualifying limits for the Age Pension will change on 1 July. These changes are significant and therefore are likely to have a major impact upon your pension eligibility, as well as the amount of your fortnightly entitlements....