Keeping Retirement Simple – Part 5 Even if you don’t get it yet, the Age Pension is key to retirement planning for most people in Australia. Over half of older Australians get more than half their retirement income from the Age Pension. And...

Keeping Retirement Simple – Part 5 Even if you don’t get it yet, the Age Pension is key to retirement planning for most people in Australia. Over half of older Australians get more than half their retirement income from the Age Pension. And...
Keeping Retirement Simple – Part 3 In the last Keeping Retirement Simple article, we discussed how your retirement horizon impacted the amount you can afford to spend. The longer you need to plan for, the less you can afford to spend each...
And should you be ‘pushed’ into a retirement income product. Would that be in your best interests? At the heart of most retirement wants lies the desire to have a strong degree of control, in the form of a secure, dependable retirement income. No surprises...
If you’re a 65-year old male reading this article you stand a good chance of living until at least 85.3 years. If you’re a female of the same age, you’re likely to get more than 20 years, with life expectancy of 88 (Australian Institute of Health and...
Sometimes the best plans are simple and straightforward. Although retirement rules are complex, your retirement investments don’t need to be. You can create a great retirement plan –delivering the lifestyle you want and can afford – with just the...
Cutting through confusion and complexity Assumptions are a gateway to a mistake, so the saying goes. Despite this, many of us are still prone to making assumptions or veering into denial about financial decisions when it all feels too hard or too...
Nicole answers Craig’s dilemma This week we talk to adviser, Nicole Bell, who spends her time working with Retirement Essentials members to help them get better financial outcomes. She recently spent time with Craig, who is 69, currently working full-time,...
The last day of October is the final date when individuals can file their tax returns unless they are represented by a tax agent. Many retirees – those on a Full Age Pension or those whose sole source of income is from their super – won’t be required to file...
Recent research from financial services provider, AMP, reports that 70% of Australians do not know what an Account-Based Pension is. We doubt this is the case with Retirement Essentials members, but it was a handy reminder that the complexity of many aspects...